Core Responsibilities:
Sales Process Management
o Aggressively drive the sales numbers and achieve the business targets for affordable home loans in the zone while continuing to enhance and upgrade the client relationships.
o Explore and identify new sourcing avenues and channels to increase business volumes.
o Identify and set up new locations
o Partner with risk & credit teams to take necessary corrective actions and maintain quality of business portfolio.
o Conceptualize and develop activities to enhance business volumes.
o Retain and expand the company's base of customers across all channel partners and franchisee to ensure repeat business or referrals
o Define the sourcing funnel and align with the team on ground lead generation activities to create a reliable network of DSA / Direct Sales / Builders.
o Facilitate the development of new builder/channel relationships with so as to penetrate new markets and thereby increase business
o Ensure branch productivity, sales productivity and overall employee productivity in the assigned zone.
Sales Planning and Team Management
o Develop and build the team to high levels of competency and delivery taking into consideration corporate governance.
o Optimize team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area
o Lead and supervise the sales teams for the implementation of the growth agenda through appropriate training, motivation and deployment strategies
o Manage team size by recruiting quality resources and grooming from time to time in presentation and selling skills
Industry & Governance
o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies
o Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market.
o Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company
Graduate Yes Masters/Postgraduate: Yes
Certifications: MBA
Desired Experience: Minimum 10 to 12 years in the field
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
