PrestigePEO

Workers Compensation Underwriter

PrestigePEO  •  $100k/yr  •  United States (Remote)  •  1 hour ago
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Job Description

F or almost 30 years, PrestigePEO has partnered with brokers and business owners to deliver comprehensive workforce solutions that simplify HR, control costs, and support employee success.

As a full-service Professional Employer Organization (PEO), we provide integrated HR services, employee benefits, payroll administration, workers' compensation, compliance guidance, retirement solutions, and advanced HR technology through our co-employment model. This approach gives businesses access to large group purchasing power, experienced HR expertise, and scalable infrastructure typically reserved for larger organizations.

Working alongside broker partners, PrestigePEO helps businesses build stronger teams, remain compliant in complex regulatory environments, and focus on sustainable growth.

As a Workers’ Compensation Underwriter at PrestigePEO you’ll be responsible for evaluating and pricing workers’ compensation risk across a diverse portfolio of client companies. You’ll partner closely with sales, implementation, and carrier partners to ensure profitability, compliance, and sustainable growth within the PEO’s workers’ compensation program.
 This role combines technical underwriting expertise with relationship management, requiring a keen eye for detail, strong analytical ability, and a collaborative mindset.

Key Responsibilities
  • Risk Assessment: Evaluate potential and existing client companies for workers’ compensation risk exposure, including industry classification, loss history, claims trends, and safety programs.
  • Pricing & Quoting: Develop and recommend pricing based on risk characteristics, experience modifications, and underwriting guidelines.
  • Carrier Liaison: Collaborate with carrier partners to obtain terms, negotiate renewals, and ensure alignment with carrier appetite and underwriting requirements.
  • Compliance & Documentation: Ensure adherence to state regulations, rating bureau rules (NCCI, WCIRB, etc.), and company underwriting policies.
  • Collaboration: Work with internal teams (Sales, Risk, HR, Finance, Claims) to evaluate new business opportunities and provide underwriting guidance during the client onboarding process.
  • Reporting & Analytics: Maintain accurate underwriting records, prepare performance reports, and participate in audits or internal reviews.
  • Continuous Improvement: Recommend enhancements to underwriting processes, risk selection criteria, and technology tools to increase efficiency and profitability.

Qualifications

 Required:
  • Bachelor’s degree in Business, Finance, Risk Management, a related field, or equivalent industry experience
  • Minimum of 2 years of experience in commercial or PEO workers’ compensation underwriting.
  • Intermediate knowledge of workers’ compensation class codes, rating methodologies, and experience mod factors.
  • Working knowledge of NCCI and independent bureau state websites to research class codes, classification rules and experience rating mods. 
  • Familiarity with multi-state underwriting and regulatory requirements.
  • Advanced proficiency in Excel and underwriting/rating software.
  • Strong analytical and quantitative skills, including the ability to evaluate policies, calculate cost rates, and analyze payroll and loss data to support underwriting decisions.
 
Core Competencies
  • Analytical and detail-oriented
  • Strong negotiation and communication skills
  • Ability to manage competing priorities and tight deadlines
  • Collaborative and adaptable in a fast-paced PEO environment
  • Commitment to underwriting integrity and profitability
Salary range based on experience up to $100K

To support a broader talent acquisition strategy and attract the most qualified candidates, this single position has been posted across multiple states.
PrestigePEO

About PrestigePEO

PrestigePEO empowers small and mid-sized businesses (SMBs) to simplify HR by offering end-to-end support for employee benefits management, payroll administration, workers’ compliance, HR guidance, and more. Merging the power of industry-leading customer service with innovative technology options, PrestigePEO delivers a full spectrum of HR services and solutions to help SMBs lower employee benefit costs, reduce administrative workloads, and manage critical HR functions.

Our HR solutions have a national reach with Professional Employer Organization (PEO) certifications in 50 states. PrestigePEO has earned Employer Services Assurance Corporation (ESAC), a PEO company’s highest level of accreditation and gold standard for PEO best practices and financial reliability. We are #17 on Crain’s New York Business list of “NY Area’s Largest Privately Held Companies”, as well as one of Long Island Business News’s Best Places to Work. PrestigePEO is also the recipient of the Business Achievement Awards from HIA-LI and named “One of the Fastest Growing Privately Held Firms in America” in 2008-2012, 2015-2017, 2020-2021, and 2023 by Inc. 5000.

Industry
Consulting & Advisory
Company Size
201-500 employees
Headquarters
Melville, NY
Year Founded
1998
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