Job Description

Job Purpose

The role is responsible for providing strategic technology thought and change leadership, architecture oversight, and end-to-end delivery of Oracle Banking solutions and products supporting the Bank's Corporate and Global Transaction Banking (GTB) businesses growth vision in Payments, Liquidity and Virtual Account Management product portfolios.

The role will lead the technology team responsible for implementing solutions and large-scale technology transformations on Oracle Banking Payments (OBP), Liquidity Management (OBLM), and Virtual Account Management (OBVAM) products, delivering mission-critical payment and transaction banking solutions that are secure, scalable, resilient, compliant, and aligned with the Bank's business strategy roadmap and vision.

The position requires extensive experience in implementing Oracle Banking products across multiple geographies and banking institutions, driving complex digital transformation programs, managing executive stakeholders, and ensuring compliance with regulatory and audit requirements across the UAE, Gulf, Asia, Europe and US market. The role will provide technology vision, innovation, and thought leadership to position the Bank's Corporate GTB and Payments capabilities and product offering as best-in-class in the region and globally.

Key Result Areas:

• Define and execute the technology roadmap for Oracle Banking platforms supporting GTB and Payments.
• Align technology strategy with the Bank's digital transformation objectives and business growth plans.
• Provide executive leadership on modernization initiatives across Payments, Cash Management, Liquidity Management, Virtual Accounts.
• Drive adoption of modern architecture principles, APIs, cloud readiness, microservices, automation, and digital payment technologies.
• Promote innovation and continuous improvement across the Oracle Banking ecosystem.
• Lead end-to-end implementation, rollout, upgrade, migration, and transformation programs involving:

Oracle Banking Payments (OBP)

Oracle Banking Liquidity Management (OBLM)

Oracle Banking Virtual Account Management (OBVAM)

• Ensure successful delivery of multi-country, multi-entity banking transformation initiatives.
• Oversee architecture, solution design, integration, testing, deployment, and production stabilization.
• Manage Corporate/GTB/BG book of work for payments, liquidity and virtual account products and solutions.
• Work closely with business and transformation office for requirement and delivery prioritization.
• Ensure focus and prioritization to regulatory requirements and deadlines during prioritization and planning.
• Ensure delivery within agreed timelines, budgets, quality standards, and regulatory requirements.
• Ensure end to end traceability of requirements (BRD) with solution design (FS/SRS) and test scenarios and cases.
• Provide deep domain expertise on various types of Funds Transfers and Payments including Domestic Low Value Fast Payments, Domestic High value payments, Cross-Border Payments, Salary and Vendor Payments, Liquidity Management (SIs, Sweeps and Pools).
• Drive modernization of payment processing capabilities supporting high-volume, real-time payment ecosystems.
• Enhance Straight Through Processing (STP), payment automation, operational resilience, and customer experience.
• Support implementation of emerging payment infrastructures and industry standards.
• Partner with senior business executives, GTB leadership, Operations, Risk, Compliance, Finance, Information Security, and Architecture teams.
• Act as the primary technology advisor for business transformation initiatives.
• Manage executive steering committees and governance forums.
• Build strong relationships with Oracle, system integrators, implementation partners, and external vendors.
• Ensure Oracle Banking platforms comply with respective countries’ local regulatory requirements relating to Payments, Funds Transfer, AML, KYC, Sanctions Screening, Data Privacy, and Operational Risk.
• Ensure adherence to internal Information Security and Cyber Security standards and policies, IT Risk frameworks, and audit requirements.
• Drive regulatory readiness for payment modernization initiatives.
• Support internal, external, and regulatory audits.
• Establish delivery governance, architecture standards, project controls, and quality assurance practices.
• Manage program risks, dependencies, budgets, vendor performance, and resource planning.
• Implement effective testing, development, release management, and change management practices.

Operating Environment, Framework and Boundaries, Working Relationships

• The role operates within a highly regulated, mission-critical banking environment supporting Global Transaction Banking, Corporate Banking, Treasury, Operations, and Enterprise Technology.
• The incumbent is expected to lead complex transformation projects and programs involving multiple business units, technology teams, vendors, regulators and across geographically distributed environments.
• The position requires balancing strategic technology planning with operational excellence while ensuring uninterrupted delivery of critical payment services.
• The role operates within Bank’s Technology Strategy Roadmap, Technology and Oracle Products Best Practices, Enterprise Architecture Framework, Information Security Policy Framework, Data Privacy Framework, Technology Risk Management Framework, Regulatory Compliance Framework, Project Governance Framework, Enterprise Change Management standards, Operational Risk Framework, Internal Audit Standards, Enterprise Social Governance Framework, Local Country Regulatory regulations.

The role exercises significant autonomy in technology planning, architecture, delivery governance, and stakeholder engagement while operating within approved strategic, financial, and regulatory boundaries.

Problem Solving

The role addresses highly complex business and technology challenges requiring strategic thinking and extensive banking domain expertise. This includes:

• Modernizing legacy payment platforms.
• Designing scalable payment architectures supporting future business growth.
• Resolving complex Oracle Banking integration challenges.
• Managing multi-vendor delivery environments.
• Balancing business priorities with technology constraints.
• Ensuring regulatory compliance while enabling innovation.
• Managing enterprise-wide technology transformation risks.
• Optimizing performance for high-volume payment processing.
• Designing resilient, secure, and highly available banking platforms.
• Driving adoption of emerging payment technologies and industry standards.

The role requires independent judgment, analytical capability, commercial awareness, and the ability to influence executive decision-making.

Decision Making Authority & Responsibility

The role will have authority to:

• Define Oracle Banking technology strategy and roadmaps.
• Approve solution architecture for Oracle Banking implementations.
• Lead enterprise technology transformation programs.
• Prioritize technology initiatives supporting GTB and Payments.
• Govern delivery methodologies, implementation standards, and architecture compliance.
• Recommend technology investments and modernization initiatives.
• Evaluate technology vendors and implementation partners.
• Escalate strategic technology risks to executive management.
• Approve technical design standards and delivery approaches.
• Ensure compliance with regulatory, security, and audit requirements.

The role is accountable for:

• Successful implementation of Oracle Banking transformation programs.
• Technology quality and delivery excellence.
• Platform availability and operational resilience.
• Budget adherence and resource optimization.
• Regulatory and audit compliance.
• Stakeholder satisfaction.
• Vendor performance management.
• Team capability development.
• Continuous technology innovation.

Knowledge, Skills and Experience Education:

• Bachelor’s degree in computer science, Information Technology, Engineering, or a related discipline.
• Rele

vant Oracle certifications and enterprise architecture certifications are advantageous.

Experience

• 20+ years of progressive experience within the Banking and Financial Services industry.
• Minimum 15 years leading enterprise-scale banking technology programs.
• Extensive experience implementing Oracle Banking products across multiple banking institutions.
• Proven track record of delivering Oracle Payment Solutions and Large-Scale transformation programs.
• Experience managing multi-million-dollar technology initiatives.
• Demonstrated success leading geographically distributed delivery teams.
• Strong exposure to banking regulatory environments of UAE, GCC, Asia and other Global Markets.

Mandatory Oracle Banking Product Skills:

• OBP 14.x and Flexcube 11.x, 12.x Corporate Payment modules.
• OBLM 14.x
• OBVAM 14.x

Solid Oracle Banking Products Implementation experience across:

• Payments, Funds Transfer, Remittances.
• Cash Management / Global Transaction Banking / Corporate Banking.
• Liquidity management , Virtual accounts
• API Banking / Enterprise integration platforms.

Functional Knowledge:

• Banking Doman, Customer onboarding, Accounts, Funds Transfers and Payments including Domestic Low Value Fast Payments, Domestic High value payments, Cross-Border Payments, Salary and Vendor Payments, Liquidity Management (SIs, Sweeps and Pools), Customer Channels and Touchpoints. Back-office operations – customer onboarding, payments processing, channel operations, customer service.

Technical Competencies:

• Enterprise Solution Architecture, Banking Application Architecture, Cloud and Hybrid Architecture.
• API Banking & Middleware Integration, SOA and Microservices, Database technologies.
• Performance optimization, High Availability Architecture, Disaster Recovery, Information Security.
• Data Privacy, Information and Cyber Security.

Leadership Competencies:

• Strategic Technology Though, Results and Change Leadership.
• Technology Innovation and Vision Leadership.
• Executive Stakeholder Management and Business Partnership.
• People Leadership, Coaching and Mentoring.
• Executive Communication, Negotiation and Influencing and Decision Making.

Soft Skills:

• Results-oriented individual with strong execution capabilities, exceptional analytical and problem-solving skills.
• Strong business acumen and customer focus.
• Excellent interpersonal and executive communication skills.
• High degree of integrity, professionalism, accountability, adaptability and continuous improvement.
• Ability to thrive in fast-paced, highly regulated environments.
• Ensure high platform availability, resilience, scalability, and disaster recovery readiness.
• Lead high-performing technology delivery, architecture, and engineering teams.
• Develop technology talent and succession plans.
• Foster a culture of innovation, accountability, collaboration, and continuous learning.
• Mentor team, technology managers and solution architects.