Job Description

Responsibilities

Team Leadership & People Management

• Lead and manage a team of KYC analysts performing Periodic Reviews for Financial Institution customers.
• Drive productivity, quality, and service delivery against established KPIs and turnaround time requirements.
• Conduct coaching, mentoring, and performance development of team members.
• Support succession planning, training, and capability development within the team.
• Promote a culture of continuous improvement and operational excellence.

KYC Periodic Review Oversight

• Oversee end-to-end execution of Periodic Reviews for FI customers (including Commercial banks,Investment banks,Central banks,Securities firms,Asset managers,Fund managers,Insurance companies, Other regulated financial institutions)
• Ensure reviews are completed accurately and within regulatory timelines.
• Validate customer information, ownership structures, authorized signatories, business activities, and risk factors.
• Review complex ownership structures and high-risk customer relationships.

AML Risk Assessment

• Assess and approve AML/KYC risk ratings and risk assessment rationales.
• Review and escalate material AML, sanctions, PEP, adverse media, and reputational risk issues.
• Ensure risk assessments appropriately reflect customer profile changes and emerging risks.
• Support preparation and review of risk assessment memoranda and exceptional handling requests

Stakeholder Management

• Act as primary liaison between:
• Partner with Front Office teams to resolve information gaps and expedite customer outreach.
• Provide advisory support on KYC and due diligence requirements.

Quality & Regulatory Compliance

• Ensure compliance with:
• Drive remediation of audit findings, QA observations, and regulatory issues.
• Perform quality reviews and establish controls to improve consistency and reduce operational risk.
• Maintain complete and auditable documentation supporting KYC reviews.

Operational Management & Reporting

• Monitor review pipelines, portfolio status, and aging cases.
• Manage resource allocation and workload balancing.
• Produce periodic management reports and dashboard updates.
• Track key risk metrics, productivity indicators, SLA adherence, and backlog positions.
• Lead initiatives to improve automation, reporting, and workflow efficiency.

Change & Transformation

• Support implementation of new KYC platforms, workflow enhancements, and digitization initiatives.
• Participate in regulatory change projects and policy updates.
• Identify opportunities to improve review methodology, customer experience, and operational effectiveness.

Requirements

• Bachelor's degree in Banking, Finance, Accounting, Business, Economics, Law, or related discipline.
• Minimum 8–12 years of experience in AML/KYC, Financial Crime Compliance, CDD, or related functions within banking.
• At least 3–5 years of supervisory or team leadership experience.
• Strong experience conducting reviews of Financial Institution customers and correspondent banking relationships.
• Experience interacting with business teams, compliance, auditors, and regulators.
• Strong understanding of AML/CFT regulations, MAS Notice 626, Correspondent Banking due diligence, Customer Risk Rating methodologies, Sanctions, PEP, and adverse media reviews, Beneficial ownership analysis, Financial Institutions business models and products.
• Preferred Certifications (ACAMS/ ICA Diploma / Advanced Certificate/ CAMS-Audit or equivalent compliance qualification).