Job Description

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines ( https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

China Hong Kong

Job Responsibilities:

• Facilitate Unified Credit Management and communicate with the CNCB Head Office's (“CNCB HO”) and centralized management of credit demand collection, ensuring effective management and transmission of relevant information, facilitating communication with the CNCB HO on the issues and providing solutions in a standardized approach
• Work closely with Relationship Manager (“RM”), and assist Team Head on the management and allocation of credit limits, collection of credit demands from the CNCB HO and follow-up matters related to customer group maintenance (集团关系树维护), ensuring all the requests are relayed to the responsible RMs (including Wholesale Banking Group HK, Treasury & Markets Group, Personal & Business Banking Group, Overseas Branches & CITIC Bank International (China))
• Initiate applications for credit limit increase and adjustment whenever there is insufficient credit limit assigned to a specific customer group
• Assist Team Head and work closely with relevant business units such as CNCB HO and subsidiaries (i.e., Wholesale Banking Group Head Office, Overseas Branches, etc.) to maintain customer information and customer grouping information in the relevant system.
• Assist Team Head to maintain and manage a ledger to ensure that the allocated credit limits are properly recorded; either via manual approach prior to system availability, or via available system
• Assist Team Head and coordinate with RMs of all units to ensure completeness and accuracy of data submitted to CNCB HO, and to rectify any issues identified by CNCB HO
• Support frontline and adhere to anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.

Requirements:

• Degree holder in Marketing, Finance, Business Administration or related disciplines.

• Minimum 6-8 years’ experience in credit & portfolio management, preferably in wholesale / corporate banking.

• Knowledge of wholesale and cross-border banking business.

• Knowledge of loan and cross-border products and business as well as the relevant regulations.

• Good analytical, interpersonal and communications skills.

• Good command of written and spoken English and Chinese (including Putonghua).

(Candidates with less experience could be considered for Assistant Vice President)