Job Description

Job Purpose:

To lead and strengthen the financial control framework across the bank by ensuring robust governance, control oversight, accounting integrity, and financial risk management across products, processes, systems, and jurisdictions. The role acts as a central point of coordination for financial control related matters across business, operations, technology, finance, and transformation initiatives, ensuring consistency in accounting treatment, reconciliation standards, reporting integrity, and compliance with accounting standards, regulatory expectations, and internal governance frameworks.

The role is also responsible for overseeing second-line monitoring activities relating to sundry and suspense governance, reviewing new products and process changes from a financial control and accounting perspective, assessing risks arising from system and operational changes, and supporting automation, digitization, and control transformation initiatives across the bank.

Key Result Areas:

• Oversee and strengthen the bank’s financial control framework across products, processes, systems, and geographies.
• Perform second-line oversight and monitoring of sundry and suspense account governance, including review of ageing balances, threshold breaches, unresolved items, and related risk exposures.
• Ensure timely identification, escalation, tracking, and resolution of aged or high-risk balances in coordination with Operations, Finance, Technology, and business teams.
• Review and assess financial control risks arising from operational processes, accounting treatments, reconciliations, and system workflows.
• Act as the central point of contact for financial control matters across major projects, products, process changes, and transformation initiatives.
• Review all new product and process approval requests to ensure accounting, reconciliation, financial reporting, and control requirements are appropriately identified, documented, implemented, and tested prior to launch.
• Ensure accounting treatment for new and existing products remains consistent with applicable accounting standards, regulatory expectations, and internal policies.
• Review impact of system upgrades, process changes, automation initiatives, and technology enhancements on financial controls, accounting flows, reconciliations, and reporting integrity prior to deployment.
• Ensure key reconciliations, substantiation processes, and financial control activities are operating effectively and supported by appropriate governance and documentation.
• Coordinate with Finance, Operations, Technology, Risk, Compliance, Internal Audit, and external auditors on financial control matters, observations, and remediation activities.
• Support internal audits, regulatory examinations, and external audit reviews by providing analysis, documentation, and timely closure of action items.
• Drive continuous improvement in financial controls through automation, digitization, data governance enhancements, and AI-enabled monitoring capabilities.
• Support implementation of control dashboards, automated reconciliations, exception management tools, and intelligent monitoring solutions.
• Assess control gaps, operational risks, and process weaknesses, and recommend practical remediation and governance enhancements.
• Provide management reporting, risk insights, and control status updates to senior management and governance forums.
• Promote strong financial control culture, governance discipline, accountability, and operational transparency across the bank.

Operating Environment, Framework and Boundaries, Working Relationships:

Operates within a highly regulated and complex banking environment with responsibility for strengthening and overseeing financial control governance across products, systems, operational processes, and jurisdictions. The role functions within applicable accounting standards, regulatory expectations, internal governance frameworks, delegated authorities, and risk management policies while ensuring strong oversight over accounting integrity, reconciliations, sundry governance, and operational control effectiveness.

The role requires close coordination with Finance, Operations, Technology, Risk, Compliance, Internal Audit, business units, project teams, regulators, and external auditors to manage financial control risks, support transformation initiatives, assess impacts of system and process changes, and ensure robust governance and control standards across the bank.

Problem Solving:

• Investigate and resolve complex financial control issues, reconciliation breaks, accounting inconsistencies, operational risk events, and control deficiencies.
• Analyze root causes of control failures, aged balances, and reporting issues, and implement sustainable corrective actions.
• Assess impact of new products, transactions, system enhancements, and operational changes on accounting, reconciliation, and financial control processes.
• Evaluate process inefficiencies and identify opportunities for automation, standardization, and control optimization.
• Exercise sound judgment in assessing materiality, risk exposure, escalation requirements, and remediation priorities.
• Drive proactive risk identification and continuous improvement initiatives to strengthen the overall control environment.

Decision Making Authority & Responsibility:

• Review and challenge accounting treatments, reconciliation approaches, financial control processes, and governance practices across the bank.
• Approve or recommend financial control requirements for new products, process changes, and system implementations prior to launch.
• Escalate material control weaknesses, unresolved ageing items, accounting risks, and governance concerns to senior management where appropriate.
• Recommend enhancements to control frameworks, governance standards, reconciliation processes, and operational risk mitigation measures.
• Support strategic decisions relating to financial control transformation, automation, digitization, and AI-enabled monitoring initiatives.
• Act as a trusted advisor to business, operations, finance, and technology teams on financial control and governance matters.

Knowledge, Skills and Experience:

• Chartered Accountant with 15-18 years of relevant banking experience within Financial Control, Finance, Regulatory Reporting, Product Control, or related functions.

• Experience in large banking environments with complex products, systems, and multi-jurisdiction operations.

• Strong exposure to new product approval processes, reconciliation governance, accounting control frameworks, and audit/regulatory interactions.

• Experience in financial control transformation, automation, digitization, or large-scale process enhancement initiatives is preferred.

• Sound knowledge of IFRS, banking products, financial reporting processes, and regulatory expectations applicable to financial control environments.

• Understanding of system workflows, accounting interfaces, product lifecycle processes, and control governance principles.

• Awareness of automation, digitization, data governance, and AI-enabled control monitoring practices.

• Strong analytical, problem-solving, and risk assessment capabilities.

• Excellent stakeholder management and communication skills.

• Strong control-oriented mindset with attention to detail and governance discipline.

• Ability to assess complex operational and accounting processes and identify control implications.