Job Description

Company: 1201 UOB Hong Kong

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

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We are seeking an experienced Credit Advisory professional to support Private Banking in delivering tailored lending solutions to High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients. The successful candidate will partner closely with Front Office and Risk teams to structure credit facilities, assess risks, and drive timely execution while maintaining sound credit standards.

Responsibilities**

* Advise Relationship Managers on wealth lending and credit solutions for Private Banking clients.

* Structure and evaluate credit facilities, including Lombard lending and property-backed financing.

* Conduct credit analysis and prepare credit recommendations for approval.

* Monitor credit exposures and ensure compliance with regulatory and internal risk policies.

* Partner with stakeholders across Front Office, Credit Risk, Legal, Compliance, and Operations to facilitate deal execution.

Qualifications**

* Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. MBA or CFA designation is a plus.
* Minimum of 8-10 years of progressive experience in Credit Advisory, Credit Risk, Wealth Lending, or Private Banking.

* Strong understanding of credit underwriting, risk assessment, and wealth management products.

* Excellent analytical, communication, and stakeholder management skills.

* Experience working with HNW/UHNW clients is preferred* Familiarity with local and international banking regulations and credit guidelines.
* Excellent analytical, problem-solving, and decision-making skills.
* Ability to work independently and as part of a team in a fast-paced environment.
* Proven track record of managing complex credit relationships and contributing to sound credit decisions.

* Holder of ECF on Private Wealth Management (PWM) accredited by Private Wealth Management Association is preferred

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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