Job Title: VP Commercial Lender
Primary Location: Naples Main - 3003 Tamiami Trail N, Ste 100, Naples, FL 34103
Employee Status: full-time salary
Estimated Hours/Week: 38
Fully On-Site
Weekly Pay
Comprehensive Health & Wellness package including Medical (with prescription coverage), Dental, and Vision
Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA)
Retirement options like 401 (k) with company match
Paid time off: Vacation, Personal days, paid holidays, paid volunteer time, sick days, & flex time
Tuition reimbursement
To see a full list of our benefit offerings – check out this helpful guide!
The Vice President Commercial Lender is responsible for commercial loan production, loan portfolio growth, and the expansion of depository relationships with both existing and new members. This role focuses on relationship management, delivery of financial solutions, and support of members’ business objectives.
Relationships and Loan Portfolio Growth for Existing Customers
Build and maintain a strong pipeline of commercial lending opportunities to support portfolio growth.
Develop a thorough understanding of members’ businesses, including their operations, financial performance, and strategic objectives.
Manage and deepen existing member relationships by identifying opportunities to cross-sell deposit products and other financial services.
Provide members with insights, industry knowledge, and market trends to support informed business decisions.
Loan Portfolio Management and Maintenance
Monitor the commercial loan portfolio to ensure strong credit quality, including oversight of past-due credits, non-performing loans, loan servicing, and the resolution of outstanding loan conditions.
Conduct regular member meetings on a quarterly to semi-annual basis to assess performance and identify new lending opportunities.
Loan Structuring, Processing, and Closing
Evaluate member loan requests and make preliminary assessments of creditworthiness and feasibility.
Gather and analyze required documentation, including financial statements and project-related information.
Collaborate with the Credit team to obtain additional information or clarification needed for loan approval and closing.
Coordinate internal and external resources to ensure timely and efficient loan processing and execution of loan documents.
Ensure full compliance with all federal and state lending regulations, LMCU policies, and risk management standards.
Five+ years of experience in commercial lending, with proven success in portfolio management and business development.
Thorough knowledge of commercial lending policy, depository services, credit union/banking operations.
Solid financial analysis capabilities and understanding of financial statements.
Excellent communication and interpersonal skills.
Active involvement in community and industry organizations preferred.
We’re proud of our past, thrilled with our present, and couldn’t be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan.
As a credit union, LMCU is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success – benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks.
It’s about always doing what’s best and right for our members - it guides everything we do.
From friendly, knowledgeable and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members.
Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day. As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members’ lifetime financial needs.
You’ll be encouraged to innovate and excel, and we're committed to your empowerment as an employee, providing ongoing training, development, support, and opportunities for you to achieve your career goals.
Have additional questions about the role?
You may email us at: Careers@lmcu.org
You’ll enjoy a rewarding, professional environment where you’ll be encouraged to innovate and excel. We're committed to your empowerment as an employee, providing ongoing training, support, and opportunities to achieve your career goals.
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