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The Vice President, Balance Sheet Management supports the Bank’s balance sheet strategy through in‑depth financial analysis, ALM support, and regulatory‑driven reporting. The role operates as a senior individual contributor, partnering closely with Group Treasury, Group Risk and Business Units, and providing analytical insights to ALCO and senior managementto ensure optimal balance sheet positioning, liquidity resilience and capital efficiency.
Analyse and monitor the Bank’s balance sheet structure, including asset mix, liability composition, funding profile and capital position.
Support Asset & Liability Management (ALM)activities covering liquidity risk, interest rate risk and structural balance sheet risk.
Track and analyse key metrics including NIM, LCR, NSFR, funding ratios and capital adequacy
Perform balance sheet analytics, trend analysis and scenario assessmentsto support management decision‑making.
Support pricing, funding and asset growth initiativesby assessing balance sheet and capital implications.
Prepare materials and analysis for ALCO, Senior Management and Board Committees
Ensure balance sheet‑related activities and reporting comply with BNM guidelines and internal policies
Support regulatory submissions, audit reviews and internal governance processesrelating to ALM and balance sheet management.
Maintain strong documentation, controls and audit trails.
Work closely with Group Treasuryon funding, liquidity and structural balance sheet matters.
Partner with Group Riskon risk metrics, stress testing and balance sheet risk assessments.
Engage Business Units on initiatives with balance sheet, capital or funding impact.
Contribute to enhancements in balance sheet reporting, analytics and MIS
Support system improvements, data quality initiatives and process documentation.
Participate in projects related to ALM framework enhancements or regulatory changes
Bachelor’s Degree in Finance, Accounting, Economics, Banking or related discipline
Professional qualifications (e.g. ACCA, CPA, CFA) are an advantage.
8–12 yearsof relevant experience in banking finance, ALM, balance sheet management, treasury or financial risk
Solid understanding of bank balance sheet dynamics, liquidity management and capital considerations
Experience within a BNM‑regulated banking environmentis required.
Strong financial analysis and Excel modellingskills.
Good working knowledge of ALM concepts, liquidity risk and interest rate risk
Ability to translate complex data into clear insights for senior stakeholders
Strong attention to detail with a control‑oriented mindset
Effective stakeholder engagement and communication skills.
Experience with ALM systems or treasury platformsis an added advantage.
Incorporated on 23 October 1975, AFFIN Group proudly commemorates its 50th anniversary in 2025—a milestone reflecting five decades of steadfast dedication to growth, innovation, and financial excellence, aligned with its vision to be the Most Creative and Innovative Financial Company in Malaysia.
Affin Bank Berhad (“AFFIN BANK”) 197501003274 (25046-T) operates as the financial holding entity of Affin Islamic Bank Berhad (“AFFIN ISLAMIC”) 200501027372 (709506-V), Affin Hwang Investment Bank Berhad (“AFFIN HWANG”) 197301000792 (14389-U), Affin Moneybrokers Sdn Bhd (106666-U). Generali Insurance Malaysia Berhad and Generali Life Insurance Malaysia Berhad are affiliated companies of Affin Bank Berhad.
AFFIN Group provides an array of financial products and services catering to individual, enterprise, commercial, and corporate clients. The focus market segments are categorised under essential business units such as Community Banking, Enterprise Banking, Corporate Banking, Treasury, and Investment Banking. For more information, please visit https://www.affingroup.com.
AFFIN BANK and AFFIN ISLAMIC are members of PIDM.
