Job Description

We are currently seeking a high calibre professional to join our team as Underwriting Team Lead, High Net Worth and Individual Life Business

In this role you will:

• Apply HSBC’s underwriting policies and principles to ensure we’re taking on business that’s sound and lasting profitable
• Accept or authorize the acceptance of new business cases or policy changes within your delegated authority limits and on a sound and profitable portfolio basis
• Help monitor and update underwriting rules and guidelines to ensure ongoing market competitiveness and alignment with evolving medical and insurance risk standards
• Identify opportunities to streamline internal processes and procedures, both within and external to this role in order to optimize customer service delivery
• Ensure compliance with established procedures, service standards, Group policies, and regulatory requirements, backed by robust internal controls
• Contribute to a customer-centric environment that is aligned with HSBC’s mission and vision, demonstrating sensitivity to customer needs and concerns
• Build strong relationships by sound and effective communications with both internal and external stakeholders
• Deal with challenges and problems promptly, effectively and professionally
• Participate in underwriting projects/implementation/product development

To be successful you will need:

• Possess a degree qualification and having professional qualification; LOMA, ALU, ALUCA or CII will be desirable
• Solid experience in Life insurance field with attained underwriting authority across Life, CI and Medical businesses in the High Net Worth field
• Hold a substantial financial sum insured authority
• Ideally experienced in managing Broker, Private Banking and Commercial banking complex or jumbo cases including liaison with Reinsurers
• Hold a substantive complex medical health impairment authority to the order of +150% extra mortality or morbidity to Decline
• Hold full authority and experience over cross border international geographical, occupational and avocational risk assessment disciplines
• Possesses strong interpersonal, customer service and communication skills
• Be a self-motivated, proactive self-starter with the ability and attributes to act and perform with minimal direction or instruction
• Work beyond the boundaries of usual time and effort in meeting these expectations, creatively and innovatively in often addressing uniquely individual challenges in the Life Insurance market