Job Description

Looking to bring your expertise to a team that values smart risk assessment and responsible insurance solutions? We’re looking for an:

Underwriting Officer

As an Underwriting Officer at Guardian Group Fatum, you will be responsible for evaluating insurance and reinsurance applications, assessing a range of insurance risks, and determining appropriate insurance premiums. You'll play a key role in developing sound, competitive policies that align with our underwriting guidelines and compliance standards.

Job Responsibilities:

• Assess individual and group insurance risks and determine appropriate terms and premiums
• Collect and review underwriting documentation and liaise with internal or external professionals as needed
• Draft policy conditions, maintain accurate underwriting records, and monitor risk portfolios
• Identify trends and loss drivers, and implement necessary corrections
• Contribute to the development and improvement of underwriting policies, processes, and systems
• Collaborate cross-functionally on premium handling and policy processing
• Provide expert guidance to less experienced underwriters and ensure quality standards are met

Education, experience and skills:

• Bachelor’s degree in finance, Business Administration, or equivalent
• Minimum 4 years’ experience in underwriting, with strong risk analysis capabilities
• Extensive knowledge of underwriting regulations, insurance policies, and reinsurance principles
• Excellent interpersonal and negotiation skills
• Good communication skills in English, Dutch, Spanish and Papiamentu, both verbally and in writing.
• Organizational and time-management skills.
• A proactive and problem-solving mindset.
• Adaptability in a dynamic work environment.

Ready to take the next step in your underwriting career? Apply now and join a team where your expertise makes a real impact.

Apply Now!