Job Description

At SCOR Business Solutions (SBS), we provide insurance and reinsurance solutions to large corporate, institutional and specialist clients worldwide. This is delivered through dedicated expert teams in more than 35 countries, supported by a strong underwriting culture grounded in technical expertise and deep market knowledge.

Applying “The Art & Science of Risk,” SCOR combines disciplined underwriting with analytical insight to help clients manage complex risks and to support resilience across markets and communities.

In 2024, the SCOR Group generated approximately EUR 20 billion in premiums, serving clients in around 160 countries from 35 offices worldwide, offering a genuinely international underwriting platform.

The Role

As an Underwriter within the Fine Art & Specie team in London, you will be responsible for underwriting and managing a portfolio of high value, specialist risks. The role sits at the intersection of technical underwriting, portfolio management and broker engagement, with a strong emphasis on quality, discipline and collaboration.

You will work closely with colleagues across London and the wider global Fine Art & Specie network, as well as with Claims, Operations and other specialty lines, to ensure consistent underwriting standards and effective portfolio oversight.

We are looking for an individual who is analytical, detail oriented and technically minded, with a pragmatic approach to underwriting. You will be articulate and commercially aware, comfortable making decisions under pressure and working to tight deadlines, while maintaining a disciplined and considered approach to risk.

Strong underwriting experience is essential, alongside established broker and client relationships and a genuine interest in developing and managing a Fine Art & Specie portfolio over the long term.

Core Underwriting, Portfolio & Market Responsibilities

• Underwrite and manage a combined Fine Art & Specie portfolio, including high value art and collections, precious metals, bullion, cash in transit, vault risks and jeweller’s block
• Apply specialist technical underwriting judgement across valuation, provenance, security arrangements, storage, transit methodologies, aggregation and catastrophe exposure
• Assess and manage correlated and accumulative exposures, including shared storage locations, transit routes, geopolitical risk, theft, fraud and man made loss scenarios
• Underwrite, price and negotiate risks submitted via Lloyd’s box, e trading platforms and other underwriting channels, in line with agreed appetite and authority
• Manage the existing portfolio, including renewals, endorsements, claims involvement, and client or risk discussions as required
• Work closely with the Claims function to support effective claims handling and feedback into underwriting
• Contribute to the ongoing development of SCOR’s Fine Art & Specie underwriting approach, including portfolio balance, appetite refinement and bespoke solutions
• Collaborate with SCOR’s global Fine Art & Specie network, underwriting risks across borders and territories and ensuring consistency of underwriting standards and discipline
• Generate, interpret and manage underwriting data and reports, providing accurate insight to support day to day underwriting, portfolio monitoring and management reporting
• Build and maintain effective working relationships with brokers and clients, attending meetings and market interactions as appropriate
• Ensure compliance with all regulatory, licensing and internal governance requirements.

The ideal candidate will have the following experience & competencies

Experience

• Proven track record as an Underwriter in the Lloyd’s market or an equivalent international market
• Significant experience underwriting Fine Art & Specie risks
• Demonstrated expertise in risk selection, pricing and bespoke wording negotiation
• Established broker and client relationships
• Experience underwriting international and cross border portfolios
• Acumen of reinsurance and insurance principals.

Core Competencies

• Strong technical underwriting capability, supported by a sound understanding of legal, risk management and market considerations
• Good operational competence across underwriting and placement systems, including XUBER, Power BI, Placing Hub, PPL and Whitespace
• Ability to work confidently with underwriting data, MI and reports to support trading and portfolio oversight
• Clear and effective communicator, comfortable engaging with brokers, clients and internal stakeholders
• Sound judgement, accountability and the ability to make balanced decisions under pressure
• Organised, proactive and able to manage competing priorities
• Team oriented, with a willingness to support and develop colleagues
• Willingness to travel internationally when required
• Fluency in English is essential;
• Proficiency in one or more additional languages is desirable and considered an asset, reflecting the international and cross border nature of the role.

Required Education

• Degree educated or equivalent professional experience
• ACII qualified, or demonstrable progress toward completion (or commitment to complete)

Why Join SCOR

At SCOR, you’ll operate at the heart of the City while collaborating with specialists across 35+ international offices, giving you exposure to diverse risks, territories and emerging challenges. You’ll have the autonomy to trade, the platform to influence appetite, and the backing of advanced analytics, market‑leading learning and development pathways, and genuine cross‑border mobility to keep sharpening your technical edge.

Our culture values sound judgement, strong broker relationships and diversity of thought — all within a flexible, inclusive and caring environment designed to help you perform at your best. At SCOR, your underwriting expertise isn’t just recognised — it’s amplified.

We invest in your wellbeing, value diverse perspectives, and give you the tools to thrive — from flexible working to programmes that support parents, caregivers, and mental wellbeing.

If you want a career where your expertise matters, where you can innovate, influence, and help build a safer future, SCOR is the place to do it.

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk,” SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.