Job Description

This position is posted by Jobgether on behalf of a partner company. We are currently looking for an Underwriter in Canada.

This role offers the opportunity to join a well-established insurance environment where analytical expertise and sound judgment directly contribute to fair and accurate risk evaluation across a wide range of life and disability insurance cases. You will work in a fully remote, flexible setting that supports autonomy, continuous learning, and professional growth while handling complex underwriting files with significant approval authority. The position plays a key role in ensuring responsible risk selection while maintaining strong client and partner relationships. You will collaborate with internal teams, external partners, and reinsurers to support informed decision-making and successful policy issuance. This is an excellent opportunity for an experienced underwriter seeking stability, strong benefits, and meaningful impact within a people-focused organization. The environment values precision, collaboration, and ongoing improvement in insurance practices across Canada.

Accountabilities

• Provide expert technical underwriting assessment for life and disability insurance applications, applying individual risk evaluation methods to ensure accurate and consistent decisions.
• Manage complex underwriting cases independently while respecting established approval authority limits, including up to 750,000 CAD for life insurance and 2,500 CAD for disability coverage.
• Communicate underwriting decisions clearly and professionally with applicants, brokers, and internal stakeholders, ensuring transparency and understanding throughout the process.
• Negotiate with reinsurers and identify alternative solutions to support case approvals when appropriate.
• Collaborate with third-party administrators and partners to evaluate risk and ensure alignment with underwriting standards.
• Act as a subject matter resource during contestability periods, supporting claims review and decision validation.
• Contribute to maintaining underwriting quality, consistency, and compliance with internal guidelines and Canadian insurance regulations.

Requirements

• Bachelor’s degree in business administration, health sciences, or a related field.
• Minimum of 5 years of experience in life and/or disability underwriting within a regulated insurance environment.
• Strong understanding of insurance contracts, underwriting principles, and Canadian regulatory frameworks.
• Professional designations such as FLMI or FALU (completed or in progress) considered an asset.
• Excellent analytical thinking, judgment, and problem-solving abilities in complex case assessment.
• Strong communication skills with the ability to clearly explain decisions to both technical and non-technical stakeholders.
• High level of autonomy, proactivity, and accountability in managing workload and priorities.
• Bilingual proficiency in French and English, with the ability to communicate effectively in both languages in a professional context.

Benefits

• Competitive salary ranging from 85,000 to 95,000 CAD, depending on experience.
• 4 weeks of vacation from the start of employment.
• Fully remote, permanent position with a 35-hour work week.
• Flexible scheduling between 7:00 AM and 5:00 PM.
• Comprehensive group insurance from day one, including medical, dental, vision, travel, and roadside assistance coverage.
• Defined benefit pension plan comparable to public sector programs after one year of service.
• Paid sick leave and employee assistance program.
• Continuous training and professional development opportunities.
• Recognition programs, employee discounts, and regular social a

How Jobgether works:
We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.
We appreciate your interest and wish you the best! Why Apply Through Jobgether?
Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.
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