Job Description

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

What you'll do

Strategic Financial Planning: Collaborating with senior management to develop and execute treasury strategies aligned with our business objectives. You will provide expert guidance on liquidity management, capital allocation, and risk mitigation to optimize our financial performance.

Treasury Operations: Overseeing the operational aspects of treasury, including cash management, foreign exchange, and hedging activities. You will work closely with cross-functional teams to streamline processes, enhance efficiency, and leverage technology to automate treasury operations.

Cash Flow Management: Overseeing the day-to-day cash flow operations, including forecasting, monitoring, and reporting. You will ensure that our liquidity needs are met efficiently, minimizing idle cash and maximizing investment opportunities.

Treasury Portfolio Management: Work with Capital Markets to establish optimum investment strategy for Treasury assets. Source, evaluate and manage portfolio investments.

Risk Management: Implementing robust risk management practices to safeguard our financial position. You will assess and mitigate financial risks, such as interest rate, liquidity, and credit risks, while ensuring compliance with regulatory requirements in both the UK and US markets.

Stakeholder Management: Building and maintaining strong relationships with internal and external stakeholders, including regulators, auditors, and investors. You will effectively communicate our treasury strategies, financial performance, and risk management practices to ensure transparency and trust.

Team Leadership: Leading and developing a lean high-performing treasury team, fostering a culture of collaboration, innovation, and continuous improvement. You will provide guidance, mentorship, and support to empower your team members to excel in their roles.

What we’re looking for

• Proven experience in treasury management, within the consumer lending space or a asset-backed treasury business.

• Strong knowledge of UK and US financial markets, regulations, and best practices.

• Proven track record in strategic financial planning, cash flow management, and risk mitigation.

• Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.

• Expertise in treasury operations and systems implementation and management.

• Exceptional communication and interpersonal skills, with the ability to influence and build relationships at all levels.

• Strong leadership capabilities, with a passion for developing and motivating teams.

• Excited about the opportunity to work in an entrepreneurial environment and have a real impact on the business

• Professional qualifications such as ACT, CFA, or ACCA are desirable.

Life at Lendable

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

• Health coverage: support for your physical and mental wellbeing, including private health cover

• Retirement & savings: long-term financial wellbeing through retirement savings plans

• Employee referral programme: earn a competitive bonus when you refer successful new team members

• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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