Job Description

• Monitor daily cash balances, bank accounts, and funding requirements.
• Prepare and process funding instructions within the required bank and currency cut-off times.
• Support FX deal execution and ensure all transaction details are recorded accurately.
• Process local and international wires in line with approved procedures.
• Support the allocation of funds to banks, partners, and operational accounts.
• Monitor pending transactions, settlements, and bank confirmations.
• Follow up with banks, partners, and internal teams to resolve pending or failed transactions.
• Prepare daily bank and operational reconciliations.
• Investigate and resolve reconciliation breaks and transaction exceptions within agreed timelines.
• Ensure all entries are processed under the required maker-checker or four-eye control.
• Maintain accurate transaction records, supporting documents, and system entries.
• Prepare daily Treasury reports, cash updates, settlement status reports, and other management information as required.
• Monitor bank charges, payment costs, and transaction fees, and report any exceptions.
• Identify and report cash shortages, funding gaps, settlement issues, control concerns, and operational risks promptly.
• Support the maintenance of the incident log and ensure incidents are reported on time.
• Ensure all Treasury activities are completed in line with approved policies, procedures, limits, and control standards.
• Maintain confidentiality of bank details, financial information, and Treasury data.
• Support cross-training and provide cover for other Treasury Operations team members when required.
• Assist with Treasury projects, audits, system testing, and process-improvement activities.

• Minimum Bachelor's degree (Graduation) in Finance, Accounting, Business Administration , Economics, Banking, Commerce , or a related field.
• 0–2 years of experience in Treasury, Banking, Finance Operations, Payments, or a similar financial services role (fresh graduates with strong academic backgrounds may also be considered).
• Basic understanding of Treasury Operations, Cash Management, Bank Reconciliations, Fund Settlements, and International Payments.
• Knowledge of Foreign Exchange (FX) transactions and payment processing is an advantage.
• Familiarity with AML/KYC/KYB principles and financial controls is preferred.
• Proficiency in Microsoft Excel and other Microsoft Office applications.
• Strong analytical, numerical, and problem-solving skills with excellent attention to detail.
• Good communication and stakeholder management skills.
• Ability to work under pressure, manage multiple priorities, and meet strict deadlines.
• High level of integrity, confidentiality, and commitment to operational accuracy and compliance.
  
  ACE Money Transfer Profile:  https://acemoneytransfer.com/company-profile