Job Description

Who we are

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Who we’re looking for

Toyota’s Capital Markets Department is looking for a passionate and highly motivated Treasury Funding and Liquidity Senior Analyst

The primary responsibility of this role is to support TMCC’s Demand Note program and proactively address the needs of our investors.

Reporting to the Deposit Markets Senior Manager, the person in this role will support the Capital Markets Department's objective to ensure the timely execution and settlement of wholesale funding, brokered CDs, and commercial paper programs, ultimately driving liquidity and maximizing funding margins for the organization.

What you’ll be doing

In this role, you will be at the heart of our funding operations, balancing high-level strategy with the precision required for daily transaction settlement. Success means you are a proactive problem-solver who can seamlessly bridge the gap between our investors, internal stakeholders, and external partners to ensure our funding platforms operate at peak efficiency.

• Drive investor success by managing relationships with Retail Demand Note investors and program administrators, removing obstacles and creating a smooth, efficient onboarding experience.

• Execute strategic funding activities by leading brokered CD transactions and wholesale funding agreements, ensuring compliance with liquidity policies while helping maximize margins.

• Champion process innovation by identifying operational inefficiencies and leading improvements that strengthen funding workflows and customer service.

• Collaborate across teams as a key liaison between Treasury Front Office, Middle Office, and external brokers to support orderly settlement and accurate reporting.

• Lead high-impact projects for new funding products and technology enhancements, helping define the ideal state and bringing ideas from concept to execution.

• Provide strategic insight to senior leadership through data-driven updates on market trends, comparative issuer activity, and program performance.

• Support strong execution by balancing day-to-day funding needs with broader initiatives that improve efficiency, responsiveness, and business impact.

What you bring

• Bachelor’s degree

• 3+ years of financial services and/or treasury or related field or industry experience

• Professional client-facing communication skills, including experience supporting dealer relationships

• Proficient in MS Office Suite

• Ability to influence and collaborate effectively with internal stakeholders, legal teams, and external bank counterparties

• Strong analytical skills and attention to detail, with the ability to review performance data and use insights to support decision-making

• Ability to travel up to 5% as the business may require

Added bonus if you have

• MBA or an advanced degree

• Wall Street and Atom systems preferred

What we’ll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• A work environment built on teamwork, flexibility, and respect

• Professional growth and development programs to help advance your career, as well as tuition reimbursement

• Team Member Vehicle Purchase Discount

• Toyota Team Member Lease Vehicle Program (if applicable)

• Comprehensive health care and wellness plans for your entire family

• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)

• Paid holidays and paid time off

• Referral services related to prenatal services, adoption, childcare, schools, and more

• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com