Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
To execute the Balance Sheet Management business process for a country by ensuring compliance to Standard Bank Group principles, country-specific regulations and best practices to manage liquidity risk, interest rate risk in the banking book, capital management, stress testing and optimize the balance sheet.
Execute the evaluation of the country risk and financial position under severe but plausible scenarios by developing, embedding, reviewing and maintaining the qualitative and quantitative stress testing program.
Maintain quality relationships with key stakeholders, including the regulators within the country by ensuring all regulatory and legal requirements are complied with.
Provide support to the Treasurer in order to effectively manage the balance sheet, including the liquid asset portfolio on a daily basis (the endowment hedge where applicable).
Execute the liquidity and capital plan for Mauritius and ensure the same is calibrated against the bank’s strategy and forecasts as well as the stress tests and regulatory requirements.
Assume accountability to ensure that the policies and standards relating to balance sheet management are up to date and appropriately approved.
Execute all TCM process activities to ensure the governance around capital, liquidity, funding and IRRBB management is complied with.
Perform analysis in order to report on risk adjusted metrics that enable business to intervene appropriately in order to manage risk. Develop capital performance reporting, including Return on Regulatory Capital, Return on equity as well as the whole range of RAPM metrics.
Prepare presentation packs of the stress testing scenarios and results for the appropriate governance meetings.
Stay abreast of global economic activity, market activity and regulatory requirements to identify risk/threats impacting the country in order to contribute to scenario development.
Obtain inputs from business units and risk type functions in order to run stress testing in line with the stress testing programme of work.
Prepare stress testing results and provide mitigating actions for any risk appetite breaches.
Perform any additional stress testing requested by management to inform the setting of risk appetite buffers and limits.
Maintain month-end data to enable reporting on historical compliance or non-compliance with limits and guidelines, with appropriate commentary over monthly, quarterly or annual periods.
Type of Qualification: First Degree
Field of Study: Finance and Accounting
Experience Required
Treasury Capital Management
Finance & Value Management
3-4 years
The job requires an incumbent with banking experience and a good understanding of Treasury Capital Management. Ability to perform detailed analysis.
Behavioural Competencies:
Technical Competencies:
As a brand with a legacy of over 160 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa.
With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner.
As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
