Job Description

Where strategy meets execution: capital, liquidity, and Basel expertise that accelerates performance and growth.

As a Financial Resource Management Lead within Trade & Working Capital, you will lead balance sheet enhancement initiatives to improve capital efficiency, liquidity positioning, and liability structure across the global Trade & Working Capital portfolio.

Job Responsibilities

• Set the capital, liquidity, and liability agenda for Trade & Working Capital; deliver initiatives that lift risk‑adjusted returns and balance sheet efficiency in line with firm targets
• Run balance sheet forecasting and planning, producing multi‑year asset, liability, capital, and liquidity projections with scenario analysis to guide strategic planning and budgets
• Oversee funding and credit cost performance through partnership with Treasury on FTP/LP, track funding spreads and market pricing, and work with Risk/Finance on provisioning and understanding expected credit loss outcomes
• Provide capital and liquidity impact assessments for distribution activities and ensure structures align with portfolio and resource objectives
• Build performance dashboards and KPIs to manage returns, capital usage, liquidity ratios, and funding costs); identify trends and drive targeted actions
• Lead cross‑functional forums with Treasury, Finance, Risk, Product, and Sales; present recommendations to senior leadership on capital deployment and balance sheet choices
• Act as internal/external SME on Basel interpretation for trade products; engage with trade associations and regulators to deliver business‑specific industry feedback

Required qualifications, skills and capabilities

• Bachelor’s degree required or equivalent industry experience
• Extensive experience in financial resource management, treasury, capital planning, or balance sheet management in banking
• Deep knowledge of regulatory capital and liquidity (Basel III/IV, RWA, LCR, NSFR) and return metrics
• Strong understanding of trade and working capital products (SCF, receivables, documentary trade, lending)
• Advanced modelling, forecasting, and analytics; familiarity with FTP, stress testing, and provisioning methodologies
• Proven cross‑functional leadership and senior stakeholder influence; excellent written and verbal communication

Preferred qualifications, skills and capabilities

• Advanced degree (MBA, MSF) or credential (CFA, FRM)
• Experience in global portfolio, business management, or treasury roles within banking settings
• Liability and balance sheet structuring expertise in trade finance or commercial lending
• Funding cost/FTP proficiency; awareness of deposit dynamics and wholesale markets
• Multi‑year balance sheet modelling with regulatory and macro scenarios
• Industry engagement (e.g., ICC, BAFT, IIF) and contribution to regulatory consultations
• Track record leading complex change with strong governance and controls; multi‑region experience

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans