Watu Credit

Territory Manager

Watu Credit  •  Nairobi, KE (Onsite)  •  3 months ago
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Job Description

Our Purpose:

At Watu Africa, we empower entrepreneurs.

WATU is a mission-driven, customer-centric company that believes everyone who wishes to become an entrepreneur deserves an opportunity to start, grow and achieve their goals in life. As Africa’s fastest-growing Asset Finance company, we see the continent’s bright and prosperous future and want to be part of the team transforming it into reality. Our vision is to provide asset financing services for mobility assets (motorcycles, three-wheelers, and vehicles) and phones to ambitious individuals who believe that, when provided with the right tools, they can fulfill their dreams as entrepreneurs and prosper in life while supporting the needs of their families and community. We, therefore, have a commitment to Empower Entrepreneurs by providing the means needed to move and improve in their lives.

What you will do:

  • Coordinate all recovery operations in the assigned territory as aligned with recovery targets
  • Leverage on available data on territory performance as per all performance metrics to identify risk areas
  • Advice on difficult repossession cases to support closure
  • Maintain the Repossession List at acceptable level by ensuring that the Recovery Managers assign the bikes to the relevant Recovery Offices without delay.
  • Approve all the recovery costs incurred during recovery and transfer of assets which will include Petty Cash and EER
  • Attend to escalations to ensure Recovery Managers and Officers are fully supported in their recovery efforts
  • Create a professional working relationship with both internal and external stakeholders for the purpose of getting assistance when necessary, in the course of work
  • Monitor the recovery budget vs actual on a monthly basis for the relevant area.
  • Coordinate documentation management for assigned region to ensure full compliance with all relevant documentations policies and guidelines
  • Monitor Territory compliance levels against all guidelines and policies to manage risks
  • Coordinate people management processes in assigned territory which will include performance management, training, coaching, safety, and employee relations, in consultation and with support from HR
  • Identify and recommend new ways of working to continuously improve efficiency, productivity and both our internal and external customer experience
  • Cascade communication on any changes in policies, schedules and product knowledge to the team.

What we are looking for:

  • Bachelor's Degree in a Business-related field.
  • At least 5 years of relevant experience with 2 years at supervisor level
  • Must have a valid motorcycle license and must have at least 1 year riding experience

Only shortlisted candidates will be contacted.

Watu Credit

About Watu Credit

Watu is an asset financing company revolutionising financial inclusion across the globe. We are building an ecosystem for unbanked and underserved individuals by providing access to mobility and connectivity assets that enhance digital literacy, economic growth, quality of life and opportunity. So far, Watu has provided over 2 million loans across 8 countries and has positively impacted the lives of more than 8 million people. Watu actively promotes financial literacy and independence, the adoption of digital payments, and increased regulatory and safety compliance.

Currently operating in: DRC | Kenya | Nigeria | Rwanda | South Africa | Sierra Leone | Tanzania | Uganda

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Nairobi, KE
Year Founded
2015
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