We’re a leading Fintech small business lender fuelling growth by making finance more accessible.
We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, we're trusted for our speed, high quality service, and tailored approach.
We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.
We are incredibly proud of our awards, including most recently our Deputy CEO, Anna Hawter, receiving the Finnies’ 2025 Outstanding FinTech Leader of the Year award. We also ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking,
Superannuation and Financial Services list, 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia.
We foster a workplace where everyone feels a sense of respect and can reach their full potential. If you need any adjustments for a fair recruitment process, please let us know when applying.
As Technical Lead for the Core Lending team, you will own both the people and the delivery of one of Lumi’s most critical engineering streams. Core Lending powers credit decisioning, risk assessment, compliance, and operational efficiency across Lumi’s SME lending platform.
This is a player-coach role. You will stay hands-on with delivery while owning team performance, technical direction, and execution across Core Lending and a matrix of engineers in other teams.
The team’s current focus spans credit decisioning automation, KYC/AML compliance, open banking, and tooling improvements that reduce manual handling across Sales, Credit, and Operations.
You will report to the Head of Engineering, based in Sydney on a hybrid basis (3 days per week).
Our Values
Egos at the door
We own. We don’t judge. We don’t blame. We are open. We are in this together.
See the customer
We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.
Think lean
We make things simple. We are resourceful. We understand the problem. We think ahead.
Learn to grow
We are curious. We challenge. We try. We fail forward. We learn. We try again.
Our Perks
Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots
Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space
Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs
Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions
Community Support: Paid volunteer leave, celebrations, company volunteer days
At Lumi, we believe business finance should be simple, flexible, and built for today’s pace. That’s why, since 2018, we’ve been on a mission to empower Australian businesses to grow with finance that fits.
We saw how complex and slow traditional finance could be – so we created a smarter alternative. Powered by our own technology, Lumi delivers fast decisions, fair rates, and funding solutions that flex, scale and support businesses at every stage.
From our customisable Business Loan to our market-leading Line of Credit – now offering up to $1 million in funding – we’re making growth more accessible than ever. And with Embedded Finance, we’re integrating funding directly into the platforms businesses already use – making access seamless and stress-free.
We’re proud to be recognised as Small Business Lender of the Year at the 2025 WeMoney Awards – a reflection of our continued commitment to helping Australian SMEs thrive.
We’re not just lenders. We’re growth partners and innovators. So far, we’ve backed over 15,000 businesses, partnered with 6,000+ brokers, funded more than $1.5 billion, and earned a Net Promoter Score of 88.
