Strong hold on Industry, financial & credit principles
Good verbal, written communication & presentation skills
Strong financial modelling and analytical skills
Preparation of Credit Appraisal notes for Structured Finance transactions
Responsible for Credit underwriting, analysis/due diligence for deals, preparation of cash flow model and analysis
Performing industry & market research along with competitive analysis for assessment.
Conducting unit/factory visits and submit inspection reports.
Discuss with business on Terms and Conditions for risk assessments
Submitting Monthly Monitoring Reports to the Top Management
Identification of Early Signs of Stress and devising account strategy
Recommending and implementing corrective actions w.r.t. non-compliances of T&Cs
CA/MBA
Experience required for the Job: 3-6 years of Credit Underwriting experience in Corporate/Mid Markets/ Structured Credit division of a Bank/ NBFC / AIF / ARC
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
