Job Description

At MCB, success is about helping businesses thrive. As the Team Leader - Credit Analysis & Monitoring, within Business Banking SBU, you will combine leadership, credit expertise and strategic oversight to support informed lending decisions, foster sustainable growth, and contribute to the development of the business community and wider economy.

About MCB

MCB is one of Africa’s most significant financial services brands. With almost 200 years of history rooted in Mauritius and a growing footprint spanning Africa, Europe, the Middle East and beyond, we’re a bank built on substance, not just scale. We’ve spent nearly two centuries helping people, businesses and communities grow, and we’re still only getting started. A career here means pride, purpose and real impact. Bring your ambition and your heart. You’ll find opportunity, a team that values you as a person and a high performer, and work that goes well beyond the numbers. 

By joining the team as Team Leader - Credit Analysis & Monitoring, you will lead and direct the Credit Analysis and Monitoring function by overseeing covenant monitoring, performing complex credit assessments and providing strategic advisory support to Coverage Teams.

We are on the lookout for:

Job vacancy: Team Leader - Credit Analysis & Monitoring

In this role you will:

• Lead and develop the Credit Analysis & Monitoring team, driving performance, service excellence and alignment with Business Banking objectives.
• Manage credit assessment and monitoring workflows to deliver timely, high-quality support to Coverage Teams.
• Drive the structuring of complex credit proposals alongside Coverage teams, applying strong credit judgement to develop well-supported financing recommendations and appropriately balanced risk solutions.
• Monitor credit facilities, covenant compliance and portfolio exposures to ensure effective risk management.
• Ensure compliance with regulatory requirements, internal policies, credit guidelines and governance standards.
• Lead and oversee the Business Banking Credit Value Chain, ensuring seamless coordination and timely progression of credit requests across all stakeholders in line with agreed SLAs.
• Partner with stakeholders and participate in client engagements, providing credit and risk advisory expertise.
• Drive continuous improvement initiatives to enhance operational efficiency, service delivery and turnaround times.
• Analyse portfolio and operational data, providing insights, reporting and recommendations to support business decisions.
• Prepare and present management reports on credit performance, risk trends, operational issues and mitigation actions.
• Coach, mentor and develop team members while fostering strong collaboration across the Business Banking ecosystem.

To succeed, you will be required to demonstrate the following competencies:

• Making sense of complex, high quantity, and sometimes contradictory information to effectively solve problems;
• Adapting approach and demeanor in real time to match the shifting demands of different situations;
• Consistently achieving results, even under tough circumstances;
• Taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm;
• Creating a climate where people are motivated to do their best to help the organization achieve its objectives;
• Planning and prioritizing work to meet commitments aligned with organizational goals.

We are looking for candidates who have a minimum of:

• A bachelor’s degree in Banking, Finance, Accounting, Economics, Business Administration or a related field.
• A professional qualification in Credit Risk, Banking or Finance (e.g. ACCA, CFA, FRM, CISI, or equivalent) would be an advantage.
• Minimum 7 years' experience within the banking sector, with significant exposure to credit analysis, credit monitoring, risk assessment and commercial lending.
• Minimum 3 years' experience in a leadership or supervisory role, managing teams and driving performance.

You will have to demonstrate:

• Sound understanding of banking regulations, credit policies, compliance requirements and risk management frameworks.
• Proven experience in portfolio monitoring, covenant tracking and identification of emerging credit risks.
• Experience in stakeholder management, working closely with Relationship Managers, Coverage Teams and senior management.
• Strong track record of driving process improvements, service excellence and operational efficiency within a credit or risk management environment.

A combination of both qualifications & experience will be considered.

Should this opportunity match your career aspirations, skills and competencies, click on ‘Apply’ to complete your online application.

Please ensure all required information is accurately entered in relevant sections. Any incomplete application will not be considered. Kindly attach a complete CV when applying.

Candidates going through the selection process during the recruitment exercise will be required to provide two professional references.

As part of the recruitment process, shortlisted candidates(s) will be required to provide a valid Certificate of Character of less than 3 months.

The deadline for submission of application is 19 October 2026.

The Management reserves the right not to appoint anyone following this advert.