Entire process should be followed as per agreed Product Program, Process Notes, SOPs, OPM, CPM and ADMs.
Ensure no product level understanding gaps in Wholesale Credit policies, Loans, OD, Supply Chain and Factoring products.
Ensure no errors while review of Credit Proposal & Agreements at the time of disbursement against submitted drawdown request by client.
Ensure no errors while preparing repayment schedules, calculating facility fees, charges, VAT, interest, profit, penalties and charity against any o/s exposure.
Complete understanding of accounting standards and APPM to ensure no errors while accrual of income & charge components.
Ensure to have complete knowledge of SWIFT & UAEFT standards and ensure no errors while making SWIFT and UAEFTS payments.
Ensure to have experience of handling UATs and highlight (UAT) related observations & defects promptly.
Ensure timely & strong tracking of post disbursement credit terms and in case of any breach report immediately.
End to end coordination with relevant stakeholders for any exception & clarification till closure/resolution.
Perform & Review daily reconciliation of all activities/process steps which have been recorded & updated in trackers and continuous follow-up for closure. Reconciliation status to be published daily to unit manage by highlighting the issues (if any).
Ensure all banking internal accounts are balanced while reconciling b/w multiple systems.
Develop a controlled platform/mechanism to ensure all activities are being performed timely and error free.
Ensure timely escalate to Manager if action items are being delayed/not responded within defined timelines.
Ensure errors/knowledge gaps are shared with line manager/team to address customer service issues.
Ensure to have complete knowledge of trade cycle and ensure there are no errors while Compliance & EDD screening.
Strong referral and follow up skills till completion of o/s task.
No revenue leakage due to miss out while applying rates and collecting charges.
Timely track to ensure no outstanding entries pending in Nostro/Vostro or Internal accounts.
Ensure to have complete understanding of banking platforms like Flex (Oracle), ELCM, SWIFT, UAEFTS, EDMS, LLOYDs, FIRCO and SCF/IMX/Kastle
Disclaimer: Mashreq will never ask for your bank related information via phone call, SMS or email. We will also never contact you from a mobile number to resolve your query.
Welcome to the LinkedIn page of Mashreq. More than half a century old, we proudly think like a challenger, startup, and innovator in banking and finance, powered by a diverse and dynamic team who put customers first. Together, we pioneer key innovations and developments in banking and financial services. Our mandate? To help customers find their way to Rise Every Day, partnering with them through the highs and lows to help them reach their goals and unlock their unique vision of success. Join Mashreq and find your way to Rise Every Day.
