Job Description

Liberty Mutual Surety™ is currently recruiting for an experienced Surety Underwriter to join our Miami multi-national account team.

The ideal candidate will have a strong background in underwriting multi-national accounts with contract and commercial bond needs throughout the Americas and be fluent in business Spanish. Proficiency in financial statement analysis and relationship management with brokers and clients is essential while experience analyzing large-scale infrastructure projects (including P3) would be a plus. This role offers opportunities for cross-border and cross-cultural engagement. Join our talented team to make a significant impact!

Responsibilities:

• Underwrite and negotiate terms for multi-national accounts to maximize profitability whilst minimizing risk, which may include the most complex accounts based on level of role. Makes thorough evaluations and assessments of a customer’s financial, technical, organizational, and management capacities, including experience, desired objectives as well as a subjective judgment of character.
• Manage the profitability and retention of an assigned book of business while continue to develop the portfolio through strong relationships and active engagement with new and existing brokers.
• Performs analytical evaluations of financial statements on both a static and trend basis. Determines the present and historical financial position of accounts and monitors financial position of risk through analysis of periodic financial statements and work in progress data when available.
• Stay abreast of Liberty Mutual Surety and Global Risk Solutions product lines and identify/promote opportunities across with agents and brokers, leveraging domestic and global capabilities.
• Responsible for investigation, analyzing, and managing all necessary underwriting/accounting/workflow issues, within framework of Surety policies and procedures.
• Performs special projects and other duties as assigned.

We have the ability to hire someone at either the Surety Underwriter or the Senior Surety Underwriter level, depending on experience. The above qualifications are for the Surety Underwriter role.

The preference is that the selected candidate will live within 50 miles of Miami, FL and come into the Miami, FL office two days/week. We will also consider candidates who live within 50 miles of the following office locations, where the candidate will still be required to come in two days/week: San Juan, Plano, New York, Chicago, Atlanta, Los Angeles, Phoenix, Charlotte, San Francisco.

Qualifications

• Bachelor's degree in Finance, Accounting or equivalent and a minimum of 1.5 years’ experience expected, preferably 2 or more years surety underwriting experience and/or equivalent surety related business experience . Strong preference with the large contract Surety product line.
• Solid understanding of financial and accounting principles and with the ability to demonstrate sound business judgment in the evaluation of the financial condition and credit history.
• Proven analytical ability to evaluate and judge surety underwriting risks within scope of responsibility.
• AFSB certification preferred.
• Demonstrates strong ability to communicate complex analyses and information in understandable written and/or oral directives for underwriting or training purposes.
• Demonstrates strong communication and interpersonal skills.
• Excellent organizational skills as well as attention to detail.
• Must be fully bilingual in English and Spanish-fluent in both written, verbal communications, including financial analysis and surety concepts.
• Salary and level based on experience and location.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits   Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.    Fair Chance Notices 

• California

• Los Angeles Incorporated

• Los Angeles Unincorporated

• Philadelphia

• San Francisco