M-KOPA exists to extend financial access to people who've never had it. Across Kenya, Uganda, Nigeria, Ghana, and South Africa, we've built a business that has unlocked more than $2 billion in credit — not for people who already had options, but for the 55% of our customers who were accessing formal financial services for the very first time. The result? 86% report a meaningful improvement in their quality of life.
That doesn't happen by accident. It happens because the operation behind it works the right product, in the right place, at the right time. Every single day.
As Stock Controller within our Retail department, you'll be the operational heartbeat of the depot — managing stock allocation, reconciliation, and returns while ensuring the physical inventory behind our customer promises is always accurate, tracked, and accounted for. You'll also be the first line of resolution when products need troubleshooting or warranty repairs, bridging the gap between customers, the sales team, and the warehouse.
What you'll actually be doing
As Stock Controller within our Retail department, you'll be the operational heartbeat of the depot — managing stock allocation, reconciliation, and returns while ensuring the physical inventory behind our customer promises is always accurate, tracked, and accounted for.
Stock allocation, reconciliation, and audits — Receive, allocate, and reconcile stock for sales activities, conduct regular audits, and ensure all inventory is accurately tracked across systems and reports — catching discrepancies early and resolving them fast.
Inventory tracking, returns, and depot standards — Oversee end-to-end inventory movement including timely returns to the warehouse, and maintain the depot to a consistently high physical standard that reflects M-KOPA's operational culture.
Customer interaction, reporting, and issue resolution — Troubleshoot product issues, coordinate in-warranty repairs, and handle customer interactions with care and efficiency — while producing daily stock status reports that keep the whole operation visible and accountable.
Why this role is worth your attention;
Growth that's real M-KOPA is expanding across six markets. A Stock Controller who performs well here has a realistic path into supply chain, operations management, or logistics leadership — in a way a smaller or stagnant company simply can't offer. We promote from within, and we're building the kind of operation that needs strong people to grow into bigger roles.
Tech exposure that sets you apart We operate with systems and data infrastructure that most local competitors haven't caught up to yet. If you're ambitious about building your technical operations skillset — in inventory systems, data reporting, and supply chain tools — this is the environment to do it in.
Stability with a mission behind it A lot of operations professionals move around chasing marginal salary increases. M-KOPA offers something harder to find: a well-funded, stable organisation with a mission that actually means something. When you tell someone you manage stock for a company that's given $2 billion in credit to people who had no other options — that lands differently.
Demonstrable experience in stock management or a customer-facing operations role, ideally within a retail or logistics environment
Strong command of Excel and the ability to analyse stock data, identify trends, and act on discrepancies with precision
A college diploma or degree in a relevant field, paired with sharp attention to detail and a genuine commitment to accuracy in everything you touch
If you're looking for a role where your precision contributes to something bigger than a spreadsheet — let's talk.
At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.
Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com
Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026), named on CNBC's World’s Top Fintech Companies 2025 & 2026 and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 10 million customers, unlocking $2 billion in cumulative credit for the everyday earners across Africa, in addition to over 10,000 e-bikes financed in Kenya.
Important Notice
M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.
M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.
M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.
Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.
If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.
M-KOPA is a UK-headquartered emerging market fintech that provides affordable smartphone and e-motorbike financing and smartphone embedded digital financial services. With operations in Nigeria, Ghana, Kenya, South Africa, and Uganda, the company has extended over $2 billion in credit to more than 7 million customers. Using an innovative financing model based on daily repayments, M-KOPA provides affordable smartphones embedded with financial services that fit with the cash flow of millions of Every Day Earners who earn their income daily.
By leveraging rich payments data and proprietary AI-driven analytics, M-KOPA builds a credit record for each customer, which forms the foundation for a long-term financial relationship for digital loans, affordable data subscriptions, and insurance.
The company employs over 3,000 staff and 30,000 sales agents across its African markets.
M-KOPA has been recognised by the Financial Times as one of Africa’s Fastest Growing Companies for the past 4 years, featured by CNBC for its impact and growth in financial inclusion, and named twice by Time Magazine as one of the 100 Most Influential Companies globally.
