Job Description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Position Summary

We are seeking a detail-oriented State Filings Analyst to support the preparation, submission, and management of insurance product filings with U.S. state insurance departments for all commercial lines of business. This role plays a key part in ensuring regulatory compliance, supporting product initiatives, and maintaining accurate filing records across jurisdictions. This is an individual contributor role.

Major Duties and Responsibilities

• Process Development & Standardization: Serve as a key contributor to the development and maturation of an in-house state filings team by designing, implementing, and maintaining standardized state filings processes, documentation, and continuous process improvement initiatives across the filings function.
• Filing Preparation & Submission: Prepare and submit insurance filings (rates, rules, forms, endorsements, and supporting documentation) to state insurance departments.
• Filing Systems Management: Manage filings through SERFF, FilingRamp, and other state-specific regulatory systems.
• Form Numbering & Library Management: Assist with the development, maintenance, and governance of company form numbering standards and conventions. Maintain accurate and up-to-date form libraries, ensuring forms, endorsements, and related documents are properly cataloged, version controlled, and aligned with approved filing records.
• Regulatory Interpretation: Interpret state regulations, bulletins, and filing instructions to determine filing requirements and exemptions.
• Cross-Functional Coordination: Coordinate with state filings specialists, actuarial, underwriting, legal, compliance, and product teams to collect required filing materials.
• Status Tracking: Track filing status, objections, approvals, and effective dates using internal systems and trackers.
• Objection Response: Draft and submit responses to regulator objections and inquiries in collaboration with subject matter experts and state filings specialists.
• Recordkeeping: Maintain organized and audit-ready filing records, form inventories, and correspondence.

Education and Experience

• Education: Bachelor’s degree or equivalent work experience.
• Experience: 3–5+ years of experience in insurance regulatory filings, compliance, or related insurance operations.
• Regulatory Knowledge: Working knowledge of U.S. insurance regulations and multi-state filing requirements.
• Systems: Experience using SERFF and iFile platforms.
• Attention to Detail: Strong attention to detail and ability to manage multiple priorities and deadlines.
• Communication: Clear written and verbal communication skills.
• Technical Proficiency: Proficiency in Microsoft Office (Excel, Word, Outlook); experience with SharePoint or tracking tools a plus.
• Teamwork: Ability to work independently and as part of a team.

Salary: The base pay range is $75,000.00 - $90,000.00 . Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.

Additional Benefits:

Healthcare and Retirement Benefits

Comprehensive medical, dental, and vision coverage

401(k) with a generous employer match and profit-sharing contribution

Wellness incentive program

Life and accidental death and dismemberment (AD&D) insurance

Flexible spending programs

Short-term and long-term disability plans

Additional Benefit Programs

Paid time off program

Paid charitable leave

Paid parental leave

Tuition reimbursement program

Personal insurance (auto/homeowners) discounts

#LI-REMOTE

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.