Job Description

Join Summit Credit Union and help us make managing money easier, more effective, and more fun!
As part of our commitment to creating exceptional member experiences, we’re looking for a Senior Underwriter who will play a key role in supporting our vision and purpose. If you’re passionate about lending, mentoring, and making sound financial decisions, this is the opportunity for you.

What You’ll Do

• Underwrite consumer loan requests not automatically approved by our loan origination system, including direct loans, credit cards, and lines of credit.
• Underwrite all home equity loan requests, ensuring compliance with Regulation Z and ability-to-repay standards.
• Make timely, well-documented lending decisions while managing risk through appropriate conditions.
• Serve as a resource and mentor to lending staff, sharing expertise and best practices.
• Contribute to process improvements and propose enhancements to underwriting guidelines and policies.
• Provide Saturday rotational support.

What We’re Looking For

• High school diploma or equivalent required.
• Minimum 3 years of experience underwriting consumer loans
• Additional experience in credit analysis or mortgage lending preferred.
• Ability to obtain a Nationwide Mortgage Licensing System (NMLS) number.
• Strong communication skills and in-depth knowledge of lending fundamentals.
• Proven ability to make sound lending decisions and craft solutions for unique financial needs.
• Adaptability, problem-solving skills, and a collaborative mindset.

Why Join Summit?

• Be part of a team that values people helping people
• Work in a supportive, climate-controlled environment.
• Enjoy opportunities for growth and development.