Job Description

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.5/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2025 Best Places to Work in Chicago.

About The Job:

As a Senior Software Engineer on the Core Team, you will contribute to the development of OppFi’s software ecosystem that makes up our product portfolio. Specifically, this role’s function is to develop, maintain, and improve core libraries and documentation used by all of the Application Development teams. Knowing this, you will…

• Develop software using the latest Java, SpringBoot, Docker, Amazon Web Services, PostgreSQL, EventStoreDB, Github, ArgoCD and more as the org continues to expand and improve.
• Enhance core libraries to implement cross-cutting concerns such as security, observability, data encryption, horizontal scaling, resiliency and other non-functional requirements
• Debug non-trivial issues requiring partnering with Application Developers, vendors and platform teams
• Collaborate with business and technology professionals across the company in an Agile fashion to ensure technical systems meet requirements.
• Perform code reviews, unit and integration testing; write high quality documentation, and implement other industry recognized best practices.
• Continue to learn new tools and patterns. We take development seriously! Our team develops and manages its own internal training courses, budgets for externally held classes and conferences, and covers books and other training related materials….we want you to grow your skills with us!
• Mentor junior engineers and new hires.

Requirements:

• A relevant undergraduate and/or graduate degree (e.g. Computer Science, Software Engineering, etc) or at least 5 years of professional software development experience.
• At least 5 years of experience with industry recognized automated testing standards (e.g. unit and integration testing) and methodologies (e.g. test or behavior driven development)
• At least 5 years of experience developing and maintaining internal APIs, and integrating with external APIs.
• At least 3 years of experience with Amazon Web Services.
• At least 1 years of experience maintaining internal libraries used by multiple teams
• Experience leading small to medium sized projects (e.g. Creating a new micro-service, major project refactoring, etc)
• Strong Experience with Java, SpringBoot, Docker, CI, Github
• Excellent written and verbal communication skills

Preferences:

• Familiarity with technologies existing in OppFi’s stack (, Docker, Amazon Web Services, PostgreSQL, Kubernetes, Github)
• Familiarity with methodologies existing within OppFi (Agile Development, Test Driven Development, Domain Driven Design, Event Sourcing)
• Experience mentoring junior developers.

Reports to: Sr.Manager, Engineering

Job Level: Sr. Tech I

Total Rewards and Benefits:

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote

Compensation Range: $123,200—$184,800 USD

EEO Statement:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond. Check out our Culture page here

As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at recruiting@oppfi.com

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.oppfi.com/careers/

The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.