Job Description

Axos Bank

Target Range:

$85,000.00 /Yr. - $105,000.00 /Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

This is an on-site position and may be based at any of our office locations nationwide.

Axos Bank is looking for an experienced, product-oriented Sr. Software Developer - to join our software engineering team and help ensure that the experience of our clients is second to none. This development group is focused on building the next generation of our online banking application. This role will utilize full-stack AI development; designing interactive web applications with either .NET, Java, Angular and/or React, developing web services (REST/SOAP), and integrating with vendor APIs. Our goal is to create a seamless, all-in-one experience for our customers, and provide a platform that gives customers a full, 360 degree view of their financials. This includes everything from banking, investing/trading, wealth management/planning, etc. You will lead a team of developers focused on both building out new capabilities as well as enhancing existing products within the platform. Our roadmap also includes migrating the platform to microservices-based containers running on AWS.

Responsibilities:

• Designing, developing, and maintaining backend services, APIs, and supporting infrastructure according to changing client and business requirements.
• Advises developers on best practices for backend software development, architecture, and code quality.
• Participating in all phases of the software engineering life cycle, including design, development, testing, deployment, and troubleshooting complex backend systems.
• Participating in sprint planning meetings to review requirements, estimate effort, and define backend implementation tasks.
• Collaborate with business stakeholders to understand challenges and translate requirements into scalable backend and data-oriented technical specifications, including AI-driven solutions.
• Deliver scalable, secure, and production-grade backend and AI-enabled applications on cloud platforms.
• Writing clean, efficient, scalable, and well-documented backend code and services.
• Stay current with the latest advancements in backend architectures, cloud technologies, and AI/ML, and advocate for adopting appropriate tools and patterns.

Requirements:

• Bachelor's degree in Computer Science or a related field.
• 5+ years of hands-on .NET backend development experience building enterprise-grade services, APIs (REST/SOAP), background jobs, and integrations with third-party/vendor systems.
• Experience in the financial services or banking industry.
• Strong experience designing and implementing distributed systems, microservices, and service-oriented architectures.
• Proficiency with the following technologies: .NET Framework / .NET Core / .NET 8+, C#, SQL Server, Entity Framework, Web API, messaging or eventing systems, Swagger/OpenAPI, and CI/CD pipelines.
• Hands-on experience with AI/LLM-powered backend services, workflows, or developer platforms (e.g., LangChain or similar orchestration frameworks).
• Strong experience with database design, query optimization, transaction management, and performance tuning.
• Solid understanding of authentication, authorization, security best practices, and data protection concepts.
• Strong understanding of Agile methodologies and engineering best practices.
• Ability to work effectively in a fast-paced and dynamic environment, manage multiple priorities independently, and take ownership of backend deliverables.
• Strong understanding of object-oriented design, SOLID principles, and common design patterns.
• Excellent communication skills with the ability to clearly explain backend architectures and technical tradeoffs to non-technical stakeholders.

Preferred Qualifications:

• Experience building cloud-native backend services leveraging managed cloud platforms (e.g., Azure, AWS, or GCP).
• Exposure to low-code / no-code platforms such as OutSystems, particularly for backend integration or service orchestration use cases; prior experience is not mandatory, but a strong willingness to learn and adapt is expected.
• Experience working with cloud-based AI services (e.g., Azure AI Foundry, Azure OpenAI, or Google Vertex AI) from a backend integration perspective.
• Familiarity with observability, logging, monitoring, and alerting platforms for backend systems.
• Experience working with geographically dispersed teams.

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance

• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)

• HSA or FSA account and other voluntary benefits

• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)