The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority.
Incumbent will be responsible for loan Portfolio for their Branch and keep a close watch on the performance of such loans.
- Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority.
- Review delinquent cases and document learnings / portfolio reviews for Risk Management
- Recommend changes to Policy, Process based on local nuances / competitor feedback
- Implement system integration plans
- Monitor NPA and keep a track of it
- Customer visits for PD
- Identification of process and policy gaps & potential risk arising out of it
- Suggesting internal control measures and ensures implementation to address such gaps
Experience: 3 to 5 years
Qualifications:
Graduation (Any Specialisation)
MBA
Chartered Accountant
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala.
CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala.
CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
