Job Description

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.

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We are seeking a highly analytical Credit & Political Risk professional to support the assessment and ongoing management of credit and political risks across a diverse portfolio. The role focuses on reviewing financial statements, analyzing counterparty and country risk, and developing quantitative and qualitative risk models to support underwriting, monitoring, and strategic decision-making.

The ideal candidate combines strong financial analysis skills with a solid understanding of political and sovereign risk, and the ability to translate complex data into clear risk insights for senior stakeholders.

Key Responsibilities:

Credit & Financial Analysis

• Analyze and interpret financial statements, cash flow forecasts, and operating metrics to assess counterparty creditworthiness.

• Evaluate corporate, sovereign, sub-sovereign, and project-related financial risks, including liquidity, leverage, and profitability.

• Conduct trend, peer, and stress analyses to identify emerging credit risks.

• Leverage credit and equity research to analyze industry trends, competitive landscape, and market dynamics.

Political & Country Risk Assessment

• Assess country, sovereign, and political risks, including macroeconomic trends, fiscal and external vulnerabilities, regulatory frameworks, and geopolitical developments.

• Incorporate political risk considerations into credit assessments, ratings, and exposure recommendations.

• Monitor changes in political, economic, and regulatory environments and assess potential impacts on assigned exposures.

Risk Modeling & Framework Development

• Develop, enhance, and maintain credit risk and political risk models, scoring tools, and rating methodologies.

• Contribute to the design of stress testing, scenario analysis, and early warning indicators.

• Ensure models and frameworks are well-documented, robust, and aligned with internal risk governance standards.

Portfolio Management & Monitoring

• Perform ongoing monitoring of assigned credits, including covenant analysis, limit management, and review of financial updates.

• Prepare credit reviews, risk memos, and monitoring reports for internal committees and senior management.

• Support portfolio analytics, including concentration, correlation, and exposure analysis.

Stakeholder Engagement

• Collaborate with underwriting, structuring, portfolio management, and senior risk leaders.

• Present risk assessments, conclusions, and recommendations clearly to credit committees and internal stakeholders.

• Participate in cross-functional initiatives to enhance risk analytics and decision-making tools.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Director, Credit & Political Risk.

Typical Skills and Experiences:

Education: Bachelor’s degree required; MBA or master’s degree in finance, economics or accounting a plus.

License/Certification/Designation: CPA/CFA a plus.

Experience: 10+ years developing risk models, scorecards, or quantitative analytical tools.

Knowledge, Abilities and Skills:

• Strong foundation in financial statement analysis and credit evaluation.

• Experience working with risk models, scorecards, or quantitative analytical tools.

• Knowledge of sovereign, political, and emerging market risk factors.

• Good communication and interpersonal skills.

• Prior underwriting credit authority.

• Advanced proficiency in Excel; experience with analytics tools, databases, or programming strongly preferred.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resource Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility: Not Eligible (Exempt)

Working Conditions: Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 05/15/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Consultant, Credit & Political Risk : $122,000.00-$214,000.00The expected starting salary range for Sr Consultant, Credit & Political Risk : $122,000.00 - $182,000.00