Job Description

Powering the world’s payments ecosystem

ACI powers the payments ecosystem – globally, and you power ACI. You’ll innovate, collaborate, and grow – in an energetic technology culture with decades of proven success. ACIers – in all roles and levels – are truly your colleagues and many are your friends. Our size and reach allow you to see the global impact of your work. You are visible, your talents are valued, and you are empowered to shape the future of payments.

We are seeking a Senior Business Analyst to join our Professional Services team, supporting the delivery of complex, high-value payment solutions for global clients.

This is a customer-facing consulting role, working directly with financial institutions and payment providers to:

• Understand business and technical requirements
• Shape scalable solution designs
• Support successful delivery of mission-critical payment platforms

You will play a key role in enabling clients to modernize their payments landscape, including real-time and high-value payments, while working across cloud-based and hybrid deployment environments

Key Responsibilities

• Lead client-facing workshops and discovery sessions to capture and structure business and functional requirements
• Translate client needs into clear solution requirements, aligned with product capabilities and architecture
• Act as a bridge between business stakeholders and technical teams, ensuring alignment across delivery
• Support the delivery of high-value payments solutions, including real-time, clearing, and settlement systems
• Engage confidently in discussions on cloud deployment models, including scalability, resilience, and high availability
• Collaborate with Solution Architects, Technical Consultants, and Project Managers to deliver end-to-end solutions
• Facilitate decision-making across stakeholders, resolving ambiguity and aligning priorities
• Maintain strong focus on client outcomes, delivery quality, and value realization

Required Experience

• Proven experience as a Business Analyst in a client-facing consulting or delivery environment
• Strong background working with payments systems, ideally including:
  • High-value payments
  • Real-time payments
  • Clearing and settlement processes
• Experience working on large-scale, complex transformation or implementation programs
• Demonstrated ability to engage with senior client stakeholders

Technical & Domain Expertise

• Understanding of payments architectures and workflows
• Familiarity with:
  • Integration patterns (APIs, messaging)
  • High availability and resilience concepts
• Comfortable discussing high-level cloud deployment concepts, including:
  • Cloud-native and hybrid architectures
  • Performance, scalability, and operational considerations

Core Capabilities

• Client Engagement & Executive Presence – Builds credibility and trust with senior stakeholders
• Cross-Functional Influence – Aligns diverse teams to deliver consistent outcomes
• Commercial Awareness – Supports solutions that are scalable and commercially sound
• Technical Acumen – Engages confidently with high level architecture and delivery discussions
• Strategic Thinking – Solves complex problems and guides decision-making
• Outcome Orientation – Drives delivery of measurable business results
• Curiosity & Growth Mindset – Adapts quickly and continuously develops capability

Why Join Us

• Work on industry-leading payments platforms and transformation programs
• Partner with global financial institutions on mission-critical systems
• Be part of a high-performing, collaborative Professional Services team
• Contribute to shaping the future of cloud-native payments solutions

Applicants must be currently authorized to work in the United States on a full-time basis. This position does not offer sponsorship for employment visa status or work permit now or in the future.

In return for your expertise, we offer opportunities for growth, career development, and a competitive compensation and benefits package—all within an innovative and collaborative work environment.

Are you ready to help us transform the payments ecosystem? To learn more about ACI Worldwide, visit our web site at www.aciworldwide.comJob ID (Requisition #19097)

ACI Worldwide is an AA/EEO employer in the United States, which includes providing equal opportunity for protected veterans and individuals with disabilities, and an EEO employer globally.

Important Notice About Recruitment Scams
Job seekers should be aware of ongoing recruitment scams where individuals or organizations impersonate legitimate companies to offer fake job opportunities. These scams often involve requests for personal information, payments, or interviews through unofficial channels. Please be cautious and verify any communications claiming to be from our company (www.aciworldwide.com @aciworldwide.com). The ACI Worldwide recruitment team will always follow official channels and will never request payment.

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ACI Worldwide is a global leader in mission-critical, real-time payments software Our proven, secure and scalable software solutions enable leading corporations, fintechs and financial disruptors to process and manage digital payments, power omni-commerce payments, present and process bill payments, and manage fraud and risk We combine our global footprint with a local presence to drive the real-time digital transformation of payments and commerce.