Job Description

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

DUAL Specialist Motor Underwriting Summer Internship

Please read before submitting: You may only apply to one summer internship programme for our 2027 intake. Submitting duplicate applications will result in them not being considered.

Location: Romford

Start date: June 2027

Salary: £25,000 pro-rata for 10 weeks

Duration: 10-week programme

Specialist Motor Underwriting Summer Internship Programme

Turn Data into Decisions and Explore the World of Specialist Motor Insurance

Looking for more than just work experience? If you’re curious about how insurers decide which risks to take, and how they use data to spot new opportunities, improve performance and build lasting relationships with brokers, this could be the perfect way to spend your summer. Join KGM, part of DUAL, and gain first-hand experience of specialist motor underwriting during this 10-week internship.

From classic and modified cars to agricultural vehicles, KGM operates in a varied and fast-moving market. You will work alongside experienced underwriters, analyse account performance, investigate new business opportunities and help support broker relationships.

You will join a fast, friendly and flexible business that has grown significantly in recent years. The programme will help you build your analytical, commercial and communication skills while discovering the different career paths available within underwriting.

What you’ll be doing?

You will begin with a structured induction before joining the underwriting team, where you will work alongside experienced underwriters and gain hands-on exposure to the specialist motor insurance market.

During the programme, you'll:

• Support underwriters in reviewing account performance, analysing data and identifying opportunities to grow and improve our portfolio.
• Attend broker meetings and learn how strong relationships are built, maintained and developed across the insurance market.
• Help assess new business opportunities, investigate trends and use data to support underwriting decisions.
• Assist with responding to technical queries from brokers and operational teams, while gaining insight into how underwriting teams balance risk, service and commercial performance.

Who are we looking for?

No insurance experience is needed; we’ll teach you everything you need to know!

You'll be:

• In your penultimate year of university, ideally studying an analytical degree such as Mathematics, Economics, Finance, Engineering or Computer Science, although we welcome applications from all degree disciplines.
• Someone who enjoys working with data, solving problems and using evidence to make decisions.
• Confident communicating and building relationships with a wide range of people, both internally and externally.
• Detail-oriented, with the ability to review information carefully and accurately.
• Comfortable working with numbers and able to analyse information to identify trends, risks and opportunities.
• Resilient and adaptable, able to prioritise tasks and perform effectively in a fast-paced environment.
• Willing to learn, take ownership and contribute ideas as part of a collaborative team.

To be eligible for our programme, you must have the full and unrestricted right to work in the UK.

Application process

Our application process is designed to help you show your potential, not to test what you already know!

• Online application form – no CV required: We believe you're more than just a document, so we won’t ask you to submit a CV. Please upload a blank document on the application form.
• Online gamified assessment: We’ve created games that will help us understand your natural strengths and how you approach different situations. There are no right or wrong answers. You can complete this stage on your phone or laptop, whichever suits you best!
• Pre-recorded video interview: You will record your answers to a few questions using your phone or laptop, giving you the chance to tell us more about yourself in your own time in a relaxed setting.
• Assessment centre: Our final stage is an in-person assessment centre at one of our offices. You'll take part in some fun group activities and meet our team in a relaxed setting. This day is all about getting to know you better and for you to see what it's like to be part of Howden and experience our culture. We'll cover all your travel costs for this day, because where you are now, shouldn’t hold back your future!

Why should you apply?

At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.

You'll also benefit from:

• £25,000 pro-rata over the 10-weeks.
• Opportunity to receive a deferred graduate offer for Autumn 2028.
• Excellent training and development schemes and accelerated career progression.
• Access to a buddy to support you throughout your internship.
• 6 days of leave, fully paid, plus bank holidays.
• Access to discounted personal health policies as well as a range of insurance products.

Ready to apply?

Follow our TikTok pages: @earlycareersjo and @millieinsurancecareers, and explore our Connectr hub to discover more about Howden, our culture, and the insurance industry. You'll find resources to help you prepare for our recruitment process and understand which career path could be the best fit for you.

Please read before submitting: You may only apply to one summer internship programme for our 2027 intake. Submitting duplicate applications will result in additional applications not being considered.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new
• We support each other in the small everyday moments and the bigger challenges
• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Intern (Paid) (Fixed Term) (Trainee)