Job Description

We’re seeking a future team member for the role of Specialist, Credit Services II to join our First Line Credit - Markets team. This role is located in Pune.

In this role, you’ll make an impact in the following ways:

• Credit Analysis & Underwriting: Perform credit analysis across industries, sectors, and counterparties; support underwriting of credit transactions and ongoing management of credit relationships under guidance.
• Counterparty & Market Credit Risk: Assist with counterparty credit risk assessments, including borrower re-ratings, transaction reviews, and support for Market Risk and Intraday Credit Risk activities.
• Portfolio Performance Monitoring: Conduct portfolio performance assessments through analysis of NAV data, financial statements, and periodic financial reports to identify trends and emerging risks.
• Credit Administration & Governance: Support credit reviews and submissions, preparation of credit proposals and financial spreads, and audit proposals to ensure compliance with internal credit policies and approval standards.
• Reporting & Operational Support: Assist with ad hoc and standard credit risk reporting, data quality checks, and operational credit risk activities across Credit Analysis, Portfolio Management, Country Risk, or Credit Administration teams.
• Technical, Automation & Product Exposure: Apply SQL, Python, and Excel-based automation to improve credit processes and reporting; gain exposure to Prime Brokerage, Repo, and other client-facing market risk products while supporting process efficiency initiatives.

To be successful in this role, we’re seeking the following:

• Bachelor's degree or the equivalent combination of education and experience is required.
• 3-5 years of work experience in Capital Markets or Risk Domain preferred.
• Strong knowledge of financial products and an understanding of the associated risk drivers.
• Skilled at innovation and automations.
• Knowledge of Counterparty Credit Risk, Liquidity Risk assessment is must. Should have good understanding of all Markets products.

At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world’s investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.

Recognized as a top destination for innovators, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance – and this is what #LifeAtBNY is all about. Join us and be part of something extraordinary.