Job Description

Credit Acceptance is proud to be an award-winning company with workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies in the United States.

In this role, you will work as a dedicated member of a globally distributed team, partnering closely with business partners in the U.S. to design, build, and scale solutions that directly impact our customers and operations. While your legal employer will be our EoR partner, you will be fully integrated into our Credit Acceptance team for day-to-day work and collaboration.

As a Software Engineer II, you will design, develop, test, deploy, and support software solutions while taking ownership of moderately complex work within your team. This role is designed for an engineer with a proven technical foundation who can work with increasing autonomy, apply engineering best practices, and contribute to solutions that align with customer and business outcomes. You will own small features or components end-to-end, proactively communicate progress and blockers, and collaborate with team members and stakeholders to deliver practical, maintainable solutions. Success in this role requires sound technical judgment, continuous learning, constructive problem-solving, and the ability to contribute to team goals with growing independence.

Outcomes and Activities:

• Design and develop software and improve existing code
• Write unit-tests and validate your software against acceptance criteria
• Apply team coding, documenting and testing standards
• Conduct impact analysis to proactively identify impact of a change within an application
• Participate in code reviews and communicate application changes
• Document code and projects so others can easily understand, maintain and support
• Debug the problems which arise in production and propose effective solutions
• Read and write design documents
• Learn the business process domain to better support the business
• Contribute to team's sprint commitments and actively participate in our Agile practices
• Contribute to continuous learning activities to improve design and code quality as well as to increase application domain knowledge
• Guide and aid less experienced software engineers

Competencies: The following items detail how you will be successful in this role.

• Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.
• Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.
• One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.
• Owner’s Mindset: Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.

Requirements:

• Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
• Minimum 2 years of software engineering experience or comparable depth of experience.
• Strong experience with Java, Spring-boot, Rect & NodeJS with strong emphasis on backend development.
• exeprience working with cloud platform enviorment like AWS.
• Use of one or more object-oriented programming languages and design patterns
• Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall
• Willingness to participate in an on-call rotation

Preferred:

• Advanced understanding of IDEs and have the ability to navigate through them quickly.
• In-depth understanding of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, Jenkins and Bitbucket preferred
• Experience in API security, analytics, throttling, caching, logging, request and response modifications
• Experience in creating REST API documentation using Swagger or similar tools desirable
• Ability to use DDL to create database objects and relationships and construct advanced queries
• Financial services industry experience

Knowledge and Skills:

• Show initiative and offer assistance when needed
• Be introspective and open to feedback to continuously improve. Prioritize personal development and identify potential barriers
• Be collaborative with other team members, seeking a diversity of thought to meet business outcomes
• Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership.

CTC Range: ₹ 27,32,232 - ₹ 40,07,274

Total Compensation (CTC): Final CTC will be shared during the offer stage and will include all compensation components in detail as per EoR vendor's structure.

Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

This role is hired through an Employer of Record (EoR) partner in India.

• You will be legally employed in India through our EoR partner

• While your legal employer is the EoR partner, you will work full-time and be fully aligned to Credit Acceptance

• Your day-to-day work, responsibilities, and performance expectations will be consistent with our global team members

• You will receive locally compliant payroll, benefits, and statutory coverage through the EoR partner

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions.

• Respectful by collaborating and actively listening.

• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions.

• Direct by effectively communicating and conveying courage.

• Earnest by taking accountability, applying feedback and effectively planning and priority setting.

Expectations:

• Regularly overlap with U.S. business hours to support collaboration with global team members.

• Remain compliant with our policies, processes and guidelines

• All other duties as assigned

• Attendance as required by department

Play the video below to learn more about our Company culture.