Job Description

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.4/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2026 Best Places to Work in Chicago.

About the job:

As a Software Engineer I, you will help develop our applications and services for our product portfolio. Specifically, you will enhance, improve, develop, and maintain back-end services used across our entire technology platform.

What you get to do:

• Contribute to the development of our product portfolio, built with Java, Docker, Amazon Web Services, and PostgreSQL.
• Collaborate with business and technical professionals across the organization in an Agile framework to ensure technical systems are well-designed.
• Perform code reviews, unit testing, assist in integration testing, documenting and implementing software best practices.
• Continue to learn new tools and languages. We take development seriously! Our team manages our own internal training, with budgets for classes, conferences, books and materials….we want you to grow your skills with us.

What you will bring to the team:

• Experience interpreting and refining our technical issues into relevant implementable requirements, to be delivered as a large-scale project from concept to production.
• At least 1 year of Java or similar experience.
• 1+ years of experience developing systems with Amazon Web Services technologies; ECS/EKS experience a big plus.
• 1+ years of experience with Test-driven Development (TDD).
• 1+ years of experience building Restful APIs and consuming 3rd party APIs.
• Experience with Event Driven Development and Domain Driven Design are a plus if you have it.
• Experience with Terraform, CI, Kubernetes and Docker are a plus if you have it.
• Git experience preferred.

Reports to: Manager, Engineering

Total Rewards and Benefits:

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote

Compensation Range:

$85,600—$128,400 USD

EEO Statement:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.

As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://privacy.opploans.com/policies-name=california-disclosures-and-privacy-policy

The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.