We’re Capital on Tap 👋
💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
📈Check out the development opportunities in the Software Engineering team
🏢This is a Hybrid role, the Software Engineering Team works from our Porto (Matosinhos) Office 2 days per week
AI Engineering at Capital on Tap
We're building a small team of ~3 AI-specialist software engineers who embed directly within product teams to deliver intelligent features. Rather than operating as a separate unit, you'll work alongside existing teams as an internal consultant, helping them deliver AI-powered capabilities whilst building their skills through hands-on collaboration and structured training. Part of the role has a hand in upskilling the wider Engineering department through workshops, documentation, and knowledge transfer.
What You’ll Be Doing
You'll partner with product teams to build and deliver AI features, working embedded within their squad structure. Your role is to enable teams to successfully deliver AI capabilities while upskilling them to own the features long-term.
We’re Looking For 🔎
Required skills:
Interview Process 🤝
Diversity & Inclusion🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Other Info
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📧Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to access funding for their business, manage their employees' expenses, and earn rewards on every pound their business spends.
Launched in 2012, Capital on Tap has spent over 10 years focusing on the needs of small business owners. It has been recognised by Forbes and the Financial Times as one of Europe’s fastest-growing businesses. More than 200,000 small business customers have spent more than £20 billion on their Capital on Tap Business Credit Cards.
Capital on Tap simplifies business funding and spending, saving business owners time and money. After a 2-minute application process, the majority of applicants receive instant credit decisions. UK business owners benefit from unlimited 1% cashback and credit limits extending up to £250,000, while our US customers enjoy 1.5% cashback and limits up to $50,000.