
Responsibilities:
• Review and re‑engineer processes to remove bottlenecks, duplications, and inefficiencies (process decongestion) while ensuring every step adds customer value. Think Solution for decongesting bank channel & simplification for customers.
• Act as a process challenger, questioning legacy norms and introducing innovative, customer‑first practices anchored in the Customer 360 journey.
• Design decongested workflows that improve speed, compliance, and customer success metrics.
Business Analysis & Documentation
• Translate business needs into customer‑centric BRDs, PRDs, and user stories that directly strengthen Cust360 capabilities and enable proactive service.
• Ensure all requirements are streamlined, decongested, and prioritized for maximum impact on efficiency and customer outcomes.
Stakeholder Collaboration & Engagement
• Facilitate cross‑functional workshops that promote Cust360 adoption, process decongestion, and challenge the “as‑is” way of working.
• Act as a bridge between business, operations, technology, and compliance to ensure aligned, customer‑focused delivery.
Governance & Quality
• Maintain strong governance around change requests, ensuring simplified and decongested processes comply with regulatory standards.
• Track transformation progress with dual focus: efficiency KPIs (cost/time savings, automation) and customer success KPIs (NPS, digital adoption, satisfaction).
• Drive version control, approvals, and documentation that reflect evolving customer expectations.
Impact Delivery
• Deliver measurable business and customer outcomes by embedding Cust360 insights into process improvements.
• Demonstrate success through decongested, simplified, and customer‑centric processes that elevate satisfaction, loyalty, and retention.

About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html