
At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
**This position is eligible to work from home anywhere in the United States**
Essential Functions:
Completes virtual risk control surveys of moderately sophisticated policyholders’ operations across and assesses the exposures present along with identification of hazards and adequacy control
Provides consultation to small and mid-size commercial policy holders utilizing a business focused approach regarding their operations and claim trends across all lines of coverage
Provides consultation to policyholders regarding their operations, claims trends, and recommendations for improvement related to insured coverages and enhanced customer experience
Identifies key exposures to loss and recommends solutions to remove them or when that is not possible evaluates the effectiveness of controls that are in place.
Communicates with Underwriting the impact of exposures identified and quantifies deficiencies found to allow proper risk selection, pricing, terms/conditions, and decision making on highly complex risks
Consults with policyholders to understand their service needs and concerns and customizes consultative services to address loss drivers and exposures to meet insured’s needs, as well as other identified areas of need
Collaborates with other Risk Control team members and subject matter experts on advanced technical questions as needed
Identifies policyholders where an onsite evaluation is necessary and communicates findings to appropriate Risk Control Manager
Provides updates to other departments such as Underwriting, Sales, and Claims to improve renewal decision making, including communicating unique observations identified to underwriting to aid in the decision making with accounts
Markets risk control functions in coordination with the branch team through agency visits, presenting at agency and association meetings, etc
Provides detailed explanation of business operations, hazards, and controls associated with coverages
Delivers training for current and prospective accounts Identifies accounts that would benefit from ongoing, routine service, and/or focused short-term service
Supports the creation and implementation of innovative virtual tools and resources to enhance client service delivery, with a focus on scalable solutions for small and mid-size accounts
Develops positive relationships with accounts and agents
Other duties as assigned
Education & Experience:
Senior Virtual Risk Control Consultant:
Bachelor's degree, preferably in a safety, engineering, industrial safety, fire protection related field, or equivalent relevant experience
Three years of experience in risk control or safety role, or related experience
Prior experience conducting virtual risk control surveys preferred
Certifications such as certified safety professional preferred
Candidates that exceed the minimum qualifications may be considered for a higher level position.
Virtual Risk Control Specialist:
Bachelor's degree, preferably in a safety, engineering, industrial safety, fire protection related field or equivalent relevant experience
Five years of experience in risk control or safety role, or related experience
Prior experience conducting virtual risk control surveys preferred
Certifications such as certified safety professional preferred
Knowledge, Skills & Abilities:
Good computer skills, including Microsoft Office Suite
Advanced knowledge of industrial, construction, fire, and commercial automotive safety
Excellent knowledge of various nationally recognized standards and codes, including OSHA, DOT and NFPA
Advanced ability to understand and evaluate risk
Excellent ability to identify and visualize potential loss exposures
Strong problem-solving skills
Strong customer service skills
Ability to work effectively with others, as well as independently
Advanced to multi-task and prioritize to meet deadlines
Excellent verbal and written communication skills, including documentation skills
Occasional travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$72,726 - $99,800 or $79,834 - $109,786
A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.

EMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees. The company was organized in 1911 to write workers’ compensation protection in Iowa. Today, EMC provides property and casualty insurance products and services throughout the United States. Operating under the trade name EMC Insurance Employers Mutual Casualty Company and one or more of its affiliated companies is licensed in all 50 states and the District of Columbia. Privacy Policy - https://www.emcins.com/misc/privacypolicy.aspx