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What We Do
At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.
Who We Are
CardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank and Carson Smithfield, LLC
CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.
Merrick Bank is an FDIC-insured Utah Industrial Loan BankMerrick operates three main business lines credit cards, recreational lending, and merchant services.
Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.
We are seeking a strategic leader focused on growth and innovation to evolve and scale our Customer Experience organization. This role blends strong operational leadership with a progressive approach to customer engagement—leveraging technology, data, and thoughtful process design to enhance both customer and employee experience.
Ideally, the qualified candidate will work at the following location(s): Lake Mary, FL; Orlando, FL; or Wilmington DE. A hybrid work model or fully remote model can be considered based on hiring manager decision and priorities of the role.
As Senior Vice President, Customer Experience, you will lead a large, distributed organization of 500+ team members across domestic and BPO environments, with accountability for shaping a contact center model that balances efficiency, quality and growth. In close partnership with Digital and Business leaders, this role will strengthen customer journeys, enhance capabilities, and deploy smart automation that delivers clear value for customers and the business.
Reporting to SVP, Customer Operations, this leader will play a pivotal role in the strategic leadership of the organizations contact centers, ensuring frontline teams are equipped with tools and insights while expanding scalable self-service options.
Essential Functions:
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Our Employee Value Proposition
We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.
We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable laws.

CardWorks is a leading credit and payments company and a people-centric, compliance-focused organization enabled by data and technology. Our mission is to clear the path, making it easier for our customers and clients to achieve their goals.
With over 35 years of operating history, the CardWorks companies have achieved significant scale across the financial ecosystem, including being the largest manager and servicer of credit card and installment loan products, a top 20 credit card issuer (Merrick Bank), and a top 10 merchant acquirer in the US.
Through our distinct entities, we deliver end-to-end solutions as a direct lender offering consumer credit cards and specialized Recreational Loans, a Payment Provider offering full-range processing solutions for ISOs and large corporations, and an Operational Servicing Partner providing 24x7 customer care and backup servicing.
We are a trusted partner, willing to tackle tough situations and build long-term relationships. Our Guiding Principles, doing the right thing, putting the customer first, and ELF (Earn, Learn, and have Fun), have defined our strong culture for over three decades, ensuring our employees find opportunities for learning, advancing, and enjoying their work.
Find us in Woodbury NY, Orlando FL, Wilmington DE, Pittsburgh/Horsham PA, and South Jordan UT, as well as virtually!