In this role, you will evaluate complex high-net-worth insurance applications while ensuring sound risk assessment, strong partner collaboration, and exceptional customer experience.

• Assess and classify complex life insurance risks in accordance with established underwriting philosophy, standards, and regulatory requirements
• Review high-net-worth applications and deliver competitive, well-structured underwriting decisions with significant financial authority
• Collaborate closely with sales, distribution, and head office teams to support business growth and maintain strong stakeholder relationships
• Ensure accurate interpretation of medical, financial, and lifestyle information to evaluate mortality and risk exposure
• Maintain compliance with legal, regulatory, and confidentiality standards, including anti-money laundering and disclosure requirements
• Identify process improvements and propose solutions to enhance underwriting efficiency and decision quality
• Participate in case discussions, referrals, and co-signing processes while supporting mentorship of less experienced underwriters
• Contribute to delivering a consistently high-quality customer and advisor experience across all interactions

Requirements:

The ideal candidate is an experienced underwriting professional with strong technical depth, sound judgment, and the ability to operate confidently in a high-value, client-facing environment.

• Minimum 5 years of underwriting experience, including exposure to high-net-worth markets
• Significant life underwriting authority (e.g., $5M+ signing authority preferred)
• Strong knowledge of medical underwriting concepts, including anatomy, physiology, pharmacology, diagnostics, and treatments
• Understanding of non-medical risk factors such as occupation, lifestyle, and avocations
• Experience interpreting financial documentation and exposure to anti-money laundering principles
• Strong relationship management and sales-oriented mindset with the ability to support business growth
• Excellent communication skills, both written and verbal, with confidence engaging senior stakeholders
• Strong analytical, negotiation, and decision-making abilities in complex cases
• Working toward or completion of professional designations such as FALU, FLMI, or ACS (preferred)
• Ability to work independently in a remote environment while collaborating effectively across teams
• Bilingualism (English/French) is an asset, depending on location

Benefits:

• Competitive base salary with performance-based incentive opportunities
• Comprehensive health, dental, vision, and mental health coverage
• Life, disability, and accidental death insurance coverage
• Retirement savings plans with employer contributions
• Generous paid time off including vacation, personal days, sick leave, and statutory holidays
• Flexible remote work arrangement across Canada
• Professional development support, training, and career growth opportunities
• Inclusive and collaborative work culture with strong focus on well-being
• Access to wellness programs, employee assistance, and financial education resources.

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Why Apply Through Jobgether?

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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