Job Description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

General Function:

Collaborate effectively with Line of Business (LOB) and Credit Risk partners throughout the underwriting, credit approval, documentation, closing, funding, and post-closing procedures for credits. Responsible for managing risk by openly exchanging ideas and opinions, elevating concerns, and adhering to policies and procedures. Ensure actions and behaviors drive a positive customer experience while operating within the bank's risk appetite. Achieve results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Essential Duties and Responsibilities:

• Focus on new money deals for new and existing borrowers.
• Collaborate with Relationship Managers (RM) and Investment Directors (ID) on initial deal review, modeling, and structuring, including creating the Opportunity Memo.
• Assist RM/IDs with deal pre-clearance within the Community Development Lending and Investment Group.
• Work with RM/IDs, customers/prospects, and third-party providers to obtain due diligence information.
• Utilize and analyze resources to prepare the credit approval document.
• Coordinate with RM/ID and Credit Risk to obtain proper credit approval.
• Engage and manage legal counsel and negotiate legal documentation with RM/ID.
• Manage the closing, funding, and booking process in cooperation with Loan Closing Specialists and Credit Collateral Operations.
• Complete internal and external post-closing items.
• Underwrite deal amendments and restructurings.
• Handle special projects and assignments as requested.
• Aid in the development of junior team members.

Minimum Knowledge, Skills, and Abilities Required:

• College degree in accounting, finance, business administration, or economics.
• 7+ years of total work experience, including 4+ years in CRE and CDFI underwriting
• Experience in LIHTC, NMTC, HTC a plus.
• Proficiency in Microsoft Word, Excel, Outlook, and Internet Explorer; advanced skills in Excel are a plus.
• Attention to detail and excellent verbal and written communication skills.
• Highly organized and able to manage multiple detailed tasks and processes concurrently.

Working Conditions:

• Normal office environment with minimal exposure to dust, noise, temperature, etc.
• Some travel is required.

Senior Underwriter - CRE Tax CreditTotal Base Pay Range 96,500.00 - 207,500.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Chicago, Illinois 60606

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.