Job Description

NOTE - This role is a short term contract for 3 months.

We are looking for an experienced Senior T24 Tester - Trade Finance with strong hands-on expertise in Trade Finance products and Temenos T24 The ideal candidate should have deep functional knowledge of Trade Finance operations, strong testing experience, and the ability to validate end-to-end transaction processing across portals, workflow systems, and T24.
Key Responsibilities

• Perform end-to-end functional testing of Trade Finance products and processes, from customer/product onboarding and setup through transaction processing, settlement, reconciliation, and reporting
• Test Trade Finance products including Letters of Credit (LC), LC Drawings, Guarantees, Documentary Collections/Bills, Trade Loans, and Murabaha
• Perform hands-on testing of Temenos T24 Trade Finance modules, including LC, Drawings, DC/Bills, and Loans & Deposits (LD).
• Validate the complete contract lifecycle, including creation, authorization, amendments, enquiries, overrides, settlements, and closures.
• Test T24 Delivery (DE) functionality and validate SWIFT message generation and processing.
• Validate integration between web/mobile portals, BPM/Workflow engines such as Newgen, and Temenos T24
• Validate T24 back-office processing, including limits, collateral, charges, commissions, accounting entries, posting restrictions, and COB/EOD processing
• Perform transaction reconciliation and validate end-of-day balances, transaction histories, accounting entries, and statement generation
• Create and manage synthetic test data that accurately represents real-world financial and production scenarios.
• Validate SWIFT messages and ensure compliance with applicable Trade Finance standards and ICC guidelines, including UCP 600 and URDG 758
• Perform API testing using tools such as Postman or SoapUI.
• Validate compliance screening workflows, RBAC, access controls, and security-related scenarios
• Identify, document, track, and manage defects using JIRA, ALM, or similar test management tools
• Work closely with business analysts, developers, T24 functional teams, and business stakeholders to resolve issues and ensure successful testing.
• Plan and execute multiple testing streams while maintaining quality, timelines, and testing documentation.

Requirements

• 6+ years of experience in software testing, preferably within banking/financial services.
• Strong Trade Finance domain expertise with hands-on experience in:
• Letters of Credit (LC)
• LC Drawings
• Bank Guarantees
• Documentary Collections / Bills
• Trade Loans
• Murabaha
• Strong hands-on experience with Temenos T24 Trade Finance modules
• Good understanding of T24 core concepts, including limits, collateral, charges, commissions, accounting, posting restrictions, COB/EOD, and reconciliation.
• Ability to read and interpret T24 enquiries to validate back-office results.
• Strong understanding of SWIFT messaging standards and ICC guidelines, particularly UCP 600 and URDG 758
• Experience testing portal-to-BPM/Workflow-to-T24 integrations, preferably with Newgen
• Hands-on experience with API testing – Postman/SoapUI
• Experience with JIRA, ALM, or equivalent test management tools
• Understanding of RBAC, security testing, and compliance screening workflows
• Strong analytical, communication, planning, and problem-solving skills.

Preferred

• Experience working on Trade Finance transformation, migration, or integration projects
• Experience with T24/Temenos Transact implementations or upgrades.
• Banking experience in UAE/GCC markets
• Immediate availability or ability to join within a short notice period.