EarnIn

Senior Software Engineer

EarnIn  •  Mexico (Remote)  •  5 days ago
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Job Description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

We are looking for an experienced, passionate, and resourceful backend software engineer to join our Live Pay team. In our team, you’ll work cross-functionally with various teams and contribute to the design and development of key platform services. This person will need to be strong in JVM programming languages and event-driven architecture, in addition to AWS. This is a remote position, though it could also be a hybrid role from our Mexico City office as part of our expanding site. EarnIn offers excellent benefits for our employees, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or immigration support for this position.

WHAT YOU'LL DO

  • Drive the design and implementation of new features, break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code
  • Make a meaningful impact on the lives of our community members
  • Create and maintain test automation to enable continuous integration and development velocity
  • Design and deliver robust microservices integrations via REST/gRPC APIs and via messaging patterns (events/queues)
  • Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews
  • Work cross-functionally with other teams, including data science, design, product, marketing, and analytics
  • Debug production issues across our services infrastructure and multiple levels of our stack
  • Work with distributed systems and services, and care passionately about producing high-quality code

WHAT WE'RE LOOKING FOR

  • 4+ years of development experience in Software Engineering
  • Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.
  • Proficient in at least one JVM programming language, such as Java, Kotlin, or Scala.
  • Experience with at least one major framework like Spring, Spring Boot
  • Hands-on experience with SQL databases such as PostgreSQL, MySQL, or Oracle, experience with NoSQL databases is a plus
  • Hands-on experience working in cloud environments: AWS, GCP, or Azure
  • Hands-on experience with streaming and messaging technologies such as Kafka, AWS SNS/SQS, and AWS Kinesis.
  • Experience with continuous integration and delivery tools.
  • Experienced in developing and executing functional and integration tests.
  • Excellent written and verbal communication skills.
  • Experience with Kubernetes and microservice architecture is a strong plus.
  • Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs)

#LI-Hybrid

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

EarnIn

About EarnIn

EarnIn lets you access your money as you earn it — not days or weeks later.

We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.

EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means:

- 49% can now cover an unexpected expense of $400 since using EarnIn

- 73% can budget more effectively with EarnIn

- 66% have been able to pay bills on time with EarnIn’s help

We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow.

Join us.

EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

Industry
Finance & Insurance
Company Size
501-1,000 employees
Headquarters
Mountain View, California
Year Founded
2012
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