Standard Bank Group

Senior Risk Officer, Middle East North Africa

Standard Bank Group  •  Dubai, AE (Onsite)  •  3 hours ago
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Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To drive and facilitate robust and effective end to end Corporate and Investment Banking (CIB) credit risk management across Middle East North Africa (MENA), working in partnership with Country, regional and CIB business and Credit stakeholders in ensuring appropriate and strategically aligned risk appetite setting and fit for purpose credit risk capabilities, in line with the Credit Risk Management Framework.

The role requires the incumbent to have the following experience:

  • Broad sector experience across Corporate and Investment Banking portfolios, with particular depth in Energy & Infrastructure and Financial Institutions (FI).
  • Strong credit risk experience with demonstrated decision-making authority.
  • Awareness of multiple risk disciplines, with the ability to understand how different risk types interact.
  • Solid understanding of Country and Sovereign Risk, which is considered a critical requirement for the role.
  • Strong knowledge of Financial Institutions (FI) Risk, including key sub-credit risk categories.
  • Working knowledge of Non-Financial Risk is sufficient; deep technical expertise is not required.
  • Strong understanding of the Dubai/UAE market, including local business, regulatory, and risk environment considerations, is essential.

Qualifications

Type of Qualification: Post Graduate Degree

Field of Study: Risk Management

Experience Required

More than 10 years experience in credit operations or credit portfolio management. Prior experience with credit workflow management tools and automated decisioning technology essential. An in-depth experience in CIB credit risk management and originating deals and building and maintaining internal stakeholder relationships with the aim of driving Business Strategy. An advanced understanding of scored lending and portfolio management is essential.

Behavioural Competencies:

  • Challenging Ideas
  • Convincing People
  • Developing Strategies
  • Directing People
  • Embracing Change
  • Empowering Individuals
  • Examining Information
  • Making Decisions
  • Providing Insights
  • Resolving Conflict
  • Taking Action
  • Team Working

Technical Competencies:

  • Financial Statement Analysis
  • Loan Assessment & Approval
  • Loan Processing
  • Operating Cash Flow Analysis
  • Recoveries
Standard Bank Group

About Standard Bank Group

As a brand with a legacy of over 160 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa.

With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner.

As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Johannesburg , ZA
Year Founded
1862
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