Job Description

At SEB bank we play an important role in which businesses thrive in the Baltic countries and the sustainable actions they take. We work together with more than 1.5 million private customers in Estonia, Latvia and Lithuania to provide for their financial needs. Our goal is to support people, local businesses, and society in the pursuit of a better future. Today and for generations to come. Do you want to create a positive impact where it matters most? Welcome to SEB bank.

Risk Oversight is part of the SEB Group CRO Function organisation. CRO Function is a global and independent control function, whose overall purpose of the CRO Function is to understand the risk profile of SEB and to prevent SEB from taking excessive risk. The main responsibility for the CRO Function is to identify, measure, monitor and analyse SEB's risks.

In SEB Baltics Risk Oversight is working in close cooperation with Finance, Risk and Data (FR&D) Tribe which is developing and constantly enhancing risk solutions on the Baltic Data Warehouse platform. FR&D Tribe is formed of agile teams comprising international experts from risk, finance, technology, and data areas. The objective is to ensure effective, accurate and timely development of risk and reporting solutions on a Baltic level, in accordance with the requirements set by internal and external stakeholders.

We are looking for a senior credit risk expert that would be closely working together with the FR&D Tribe with various projects and initiatives relating to credit risk.

Your responsibilities will include:

• Active role in risk solutions development/ implementation, working together with IT

• Ensure local implementation, well-functioning infrastructure and documentation of the credit risk models and other credit risk solutions

• Driving development activities - analysis of related systems/ products/ data flows, and assessment of impact and potential changes needed to current reports/ solutions

• Specification of detailed technical requirements with focus to ensure effective balance between high-level risk requirements and practical specificities of risk related systems/ products/ data flows

• Participation in business logic testing (i.e. with focus on the general functionality and integration for newly developed solutions), including the design of test cases and actual testing

• Develop and maintain credit risk related documentation, methodologies and instructions

• Provide proposals for innovations and improvements based on stakeholders’ needs and feedback

• Making ad-hoc data analysis and communication with stakeholders to interpret data

• Additional tasks in areas such as internal control framework, risk management activities, policies, and instructions

To thrive in this role we believe you have:

• 5 years of experience in Risk, Finance or related areas, handling large datasets and extensively working with credit risk and reporting solutions

• Experience in data analysis/ extracting using SQL and MS products

• Excellent analytical skills, high level of accuracy and attention to detail

• Familiarity with various Credit Risk and Finance data definitions (Capital adequacy, IFRS9, Basel, IRB etc.)

• Possess experience within the areas of credit risk models

• Skilled at managing interactions between business and IT

• As a person you are a goal driven, proactive, with good cooperation skills as well as a strong sense of responsibility

• Ability to plan work and prioritise

• Degree in finance, economics, math or equivalent

• Fluency in English

Advantages:

It would be a significant advantage if you came from a similar working setup with close collaboration between risk and IT, and had a good understanding of various banking products, credit process and related technical infrastructure. Awareness of related regulatory requirements would also be considered an asset.

What we offer:

• Being a part of a Baltic team with dedicated and experienced colleagues

• Cooperation with various units of SEB bank and long-term career and development possibilities within the bank

• Opportunity to take part in important development projects in the Baltics

• Challenging, creative and high responsibility tasks, possibility to gain valuable experience and self-development

• Dynamic environment, friendly and welcoming culture

• Extensive training and learning opportunities

• Attractive compensation, health insurance, other employee benefits

• Flexible work environment, opportunity to work partly remotely

Do you want to be a part of SEB?
Welcome to join our inspiring culture and dedicated team distributed all across the Baltic states and beyond. ​

Since we select candidates continuously, feel free to send in your application today, but no later than May 26th, 2026.​

Learn more about working at SEB Career | SEB ​
It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from.​