Position:Senior Risk Analyst
Location :Luxembourg
Reportto :Chief Risk Officer
We will not accept any CVs via agencies.
TokioMarine HCC International
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, Ireland, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than fiftyyears of growth, profitability, and stability, we offer important insurance products that most peopledon’teven know existOur products allow our customers to take on opportunity with confidence.
Just as we invest in our company, we invest in our employees’ careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding careerIn turn, our competitive salaries, attractive benefits, and potential for career growth allow you to take on opportunity with confidence.”
About the role:
We are looking for an experienced Senior Risk Analyst to join our European Risk team in Luxembourg.
In this role, you will play a key part in supporting our Enterprise Risk Management framework across Tokio Marine Europe and its European branches. Working closely with business stakeholders and senior management, you will help coordinate risk reporting,maintainrisk registers, analyse emerging and operational risks, and contribute to regulatory and governance activities.
This is an excellent opportunity for a risk professional who enjoys combining analytical thinking with collaboration, governance, and continuous improvement in an international insurance environment. As this is a European role, you will also be expected to travel to other European offices and locations for meetings and business activities, with travelrepresentingup to 20% of your time.
Key Responsibilities
Coordinate the quarterly review and maintenance of enterprise and branch risk registers.
Prepare and deliver high-quality risk reporting for governance committees and the Board.
Maintain operational risk data, including Near Miss and Loss Registers.
Analyse operational incidents, emerging risks, and trends to support business decision-making.
Coordinate operational risk scenario analysis and emerging risk assessments.
Support regulatory initiatives including ORSA, DORA-related activities,RSR and SFCR.
Support activities relating to Risk metrics,stresstestingand validation exercises.
Partner with stakeholders across European branches to strengthen risk management practices.
Contribute to the development and enhancement of risk methodologies,frameworksand governance processes.
Manage the training, taskallocationand day-to-day supervision of the junior analyst.
Manage performance assessment of the junior analyst and his/her career development.
Ensure that the teamoperatesefficiently and effectively in relation to deliverables.
Skills And Competencies Required
Master’s degreein business, Finance, Economics, Engineering, RiskManagementor a related discipline.
Around 5 years' experience in enterprise or operational risk management, ideally within the insurance or financial services sector.
Strong understanding of enterprise risk management principles,governanceand regulatory frameworks.
Excellent analytical, problem-solving and communication skills.
High levelof accuracy with strong attention to detail.
Strong organisational skills with the ability to manage multiple priorities and reporting deadlines.
Advanced Microsoft Excel skills.
Fluent English (written and spoken).
Skills And CompetenciesPreferred
Professional risk qualification (FRM or equivalent), or willingness to obtain one.
Experience working within a regulated insurance environment.
Knowledge of ORSA, DORA and wider European regulatory requirements.
Additional European language(s)
What we offer
At Tokio Marine HCC, we believe our people perform at their best when they feel supported—professionally and personally. Alongside a competitive salary, we offer a comprehensive benefits package designed to support your wellbeing, financialsecurityand work-life balance, including:
Hybrid working model (2 days working from home, 3 days in the office)
Comprehensive private medical insurance for you and your family.
Annual discretionary bonus and competitive pension plan.
Life and disability insurance.
Lunch vouchers and a monthly wellbeing allowance.
Hybrid working with up to two days working from home each week.
Generous annual leave,additionalcompany rest days and flexible working arrangements.
Learning and development opportunities to support your career growth.
Access to wellbeing resources including an Employee Assistance Programme,Headspaceand mental health support.
Paid volunteer days and a variety of employee social events throughout the year.
The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package.
We are a successful, dynamic organisation experiencing continued growth and areseekingmotivated and collaborative professionals to join our team. Tokio Marine HCC is an equal opportunity employer. Please visitwww.tmhcc.comfor more information about our companies.
#LI-HF1
Tokio Marine HCC focuses on what matters most; our people. Empowered employees deliver on commitments and look beyond profits to drive a culture of innovation and collaboration.
We are diverse. We are entrepreneurial. We are forward thinkers who know risk and know our customers. With offices in the U.S. and Europe, we are leading the industry, underwriting more than 100 classes of specialty insurance in 180 countries. Our products and capabilities set the standard for the industry, and many of our approximately 3,900 employees are industry-leading experts.
Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, delivering effective solutions for our customers. After all, our customers are our number one priority.
TMHCC was founded in 1974 and has achieved over 40 targeted acquisitions since our founding. Our outstanding record of growth and profitability even in the most challenging environments is a testament to the talent of our people and our unwavering commitment to the customer.
Thoughtful. Sincere. Human. We aren’t just insurance professionals—we are collaborators who strive to make the world a better place through purposeful, simple and flexible insurance and risk management practices.
