Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.
Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to build a local banking champion.
We are looking for a proactive and experienced Senior Regulatory Officerto join our Compliance Division.In this role, you will coordinate regulatory interactions with supervisory authorities, support regulatory inspections and initiatives, and contribute to strengthening regulatory governance across Luminor Group.
Serve as the primary point of contact for regulatory authorities, ensuring clear, timely and high-quality responses to regulatory inquiries and supervisory requests
Build and maintain trusted relationships with supervisory authorities and key stakeholders across Luminor Group
Lead or contribute to regulatory projects, supervisory inspections (on-site and off-site) and strategic regulatory initiatives across multiple areas and jurisdictions
Identify, assess and support the mitigation of regulatory risks, providing pragmatic, risk-based and compliance-oriented guidance aligned with supervisory expectations
Contribute to developing, maintaining and improving processes, internal regulations and governance for standardized handling of supervisory inquiries and strategic regulatory activities (including on-site and off-site inspections)
Monitor, challenge and escalate regulatory deliverables to ensure timely and high-quality execution
Coordinate input from different divisions and contribute to regular reporting of key regulatory affairs matters to senior management
Promote a sound risk and compliance culture by raising awareness of major supervisory and regulatory initiatives
Experience in legalregulatory affairscompliance or in the financial banking sector
Exceptional verbal and written communication skills, with the ability to present complex matters clearly and professionally
Strong stakeholder s management skills and the ability to work closely with different internal and external stakeholders
Proven ability to manage large projects, coordinate multiple contributors and drive work forward in a structured way
Good understanding of financial sector regulations, supervisory expectations and regulatory risk management
Strong professional judgement and the ability to provide pragmatic, compliance-oriented guidance
Able to build structure from scratch and work well even in ambiguous situations Comfortable starting from zero, building structure and operating effectively in ambiguity
Ability to help build, improve and embed processes, internal regulations and governance frameworks
Experience with supervisory inspections, regulatory initiatives or remediation programmes is an advantage
Fluent English and local language is required in spoken and written communication
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
Gross salary. 3700 - 4800 EUR/month, which is to be determined depending on your level of experience and competencies
The application deadline is the 9th of August. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!
The Baltics are a special land, where people share common values, are connected by similar drive and vision. People like this deserve their own bank that is like the Baltics themselves – dynamic, agile, and forward-looking. Independent, but stronger for being together. It is our privilege to be that bank!
We want to make a difference and have a voice in society, to shape the economic environment with the future in mind, and to contribute to our home region. We know the local people and businesses and we want to be the preferred partner in financial matters for our customers. We will do that by being accessible, fast and predictable.
Being pan-Baltic gives us the size and the strength to make a real difference, while still being a local bank. Although we have Nordic roots, we were born here, and we make our decisions here. We combine global knowledge with local expertise.
Luminor is the third-largest provider of financial services in the Baltics, with some 870 000 clients and 2 300 employees. In the Baltic region, it has a market share of 14.9% in deposits and 16.9% in lending as at the end of March 2021. Luminor has total shareholders’ equity of 1.7 billion EUR and a CET1 ratio of 23.4%.
Luminor has a strong and capable team that is committed to achieving our strategic objectives. We are dedicated to supporting sustainable growth in the Baltic region by providing a long-term commitment to businesses and individuals.
