Black Pen Recruitment

Senior Regulatory, Legal & Compliance Manager – Smartphones (Fintech/Startup/Mobile Payments)

Black Pen Recruitment  •  Cape Town, ZA (Onsite)  •  5 hours ago
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Job Description

Our client is a rapidly growing scale-up dedicated to improving the lives of everyday households across Africa by providing access to solar energy and the internet. Our client provides financing, builds technology, and operates a distribution network that enables hundreds of people every day to buy solar panels and smartphones.



Our client's solar business operates across 4 countries—Malawi, Madagascar, Nigeria, and the DRC—and has provided more than half a million families access to small home solar systems over the last 5 years. They employ 100s of agents who visit local villages, field credit applications using our client’s custom-built technology, and deliver and set up the solar systems.

Our client’s smartphone business operates in Malawi, Uganda, Rwanda, and Zambia. In these countries, they partner with hundreds of phone retailers—including some of the biggest telecom companies like MTN—to allow customers to purchase smartphones on credit and pay for them over time.

Working with our client is about creating trust in markets where trust is often the lowest, and providing life-changing value to people who need it most.

Job Type: Full time/Permanent

Location: Cape Town, South Africa

Requirements

  • Education: Bachelor's degree in Law, Compliance, Finance, Accounting, Business, or a related discipline. Legal admission or a compliance qualification is strongly preferred; a CA, ACCA, or CIMA qualification is relevant where accompanied by meaningful legal, regulatory, or compliance experience. Exceptional relevant experience may compensate for the absence of a formal qualification.
  • Core technical strength: Deep expertise in at least one of legal, regulatory, or compliance work, with strong working knowledge across the other two.
  • Proven experience with regulated businesses (licensing, filings, compliance monitoring, disputes, contracts, and regulator engagement) and briefing, managing, and challenging external advisers.
  • Commercial literacy: Strong grasp of business models, pricing, unit economics, and the financial implications of regulatory decisions. Familiarity with IFRS 9, cross-border tax, treasury, or financial modelling is useful but not required.
  • Experience: 5+ years of relevant experience in legal, regulatory, compliance, or related advisory work, with meaningful exposure to regulated financial services, lending, or fintech, and to multiple jurisdictions or emerging markets. Evidence of personally coordinating or resolving complex, high-stakes matters. African market experience is strongly advantageous

Responsibilities

As a Senior Regulatory, Legal & Compliance Manager with our client, you will unblock the growth of our client’s Smartphones business by proactively identifying, coordinating, and resolving the most complex regulatory, legal, and compliance obstacles across our priority markets (initially Malawi, Rwanda, and Zambia, with potential to extend to Uganda, Nigeria, and new-market assessments). You will:

  • Own the regulatory, legal & compliance picture: Independently coordinate and drive complex matters with limited senior oversight, maintaining reliable visibility over licences, filings, obligations, disputes, and deadlines across scope.
  • Coordinate specialists on cross-functional matters: Bring together internal teams (Finance, Credit, product, commercial) and external advisers on issues spanning legal, regulatory, compliance, tax, credit, and accounting, and drive integrated, decision-ready recommendations and implementation plans. Technical ownership stays with the relevant function or specialist.
  • Build systems & standards: Create repeatable templates and processes for regulatory correspondence, adviser briefs, risk assessments, escalation, and new-market reviews; embed proactive legal and regulatory input into product, pricing, credit, collections, and partnership decisions.
  • Oversee the compliance programme: Ensure material areas—AML/KYC, sanctions, anti-bribery & corruption, data protection & privacy, cybersecurity, conflicts, complaints & remediation, and third-party/outsourcing risk—each have a clear owner, framework, and escalation path (you are not expected to be the technical expert in every area).
  • Lead expansion readiness & report to leadership: Lead structured regulatory, legal, and compliance readiness assessments for up to three potential 2027 markets, and report clearly to leadership and the board on the status, significance, and recommended response to material risks.

Why work with our client

Our client offers the stability of a large company with the culture of a tight-knit start up. While our client employs more than 1,000 people across the continent, the core management team in Cape Town, South Africa is an agile, talented group of less than 30. No matter your age or level of experience, you'll be given large responsibilities from Day 1 and expected to be a self-starter and self-teacher. While expectations are high, so is the level of support: they foster a culture where colleagues from across the business are eager to support and learn from one another.

Black Pen Recruitment

About Black Pen Recruitment

Black Pen Recruitment is the leading recruitment agency in fintech and cryptocurrency across Africa. From our headquarters in Cape Town, South Africa, we've been at the forefront of specialised recruitment since 2012, carving out a distinct niche in the landscape of financial technology. Our success story is rooted in our ability to identify top-tier talent and match them with leading companies in the industry. With over 180 clients worldwide and over 120,000 candidates in our database, we've built partnerships with Startups, Scale-ups, SMEs, and Corporates, driving growth and innovation every step of the way. We have also expanded our reach into key sectors including e-Commerce, Digital Banking, SaaS, Tech, and Travel/Tourism.

Black Pen Recruitment stands as a dedicated partner in growing your team, with over a decade of experience. Driven by a vision to bridge the gap between talent and opportunity in the growing fintech and cryptocurrency sectors, we've built a formidable team of internationally trained recruiters who share a passion for excellence and dedication. With a strategic presence in Malta, we have established a global footprint, nurturing relationships with clients worldwide. Our journey has been defined by navigating the frontier of finance and technology, driving excellence in every partnership we forge.

Industry
HR & Recruiting
Company Size
11-50 employees
Headquarters
Cape Town, ZA
Year Founded
2012
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