Job Description

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Commercial Banking - Credit and Capital Management

At Hang Seng Bank (HASE), part of the HSBC Group, we are committed to supporting our corporate and commercial clients in Hong Kong and the region to transition towards a sustainable, low-carbon future. Our Commercial Banking division, through Credit and Capital Management (CCM), plays a pivotal role in delivering innovative sustainable finance solutions while maintaining robust credit risk management, capital efficiency, and portfolio alignment with Group net-zero ambitions and HKMA regulatory expectations.

We are currently seeking a high caliber professional to join our team as Senior Product Manager, Sustainable Finance, reporting to the Head of Credit and Capital Management, Commercial Banking.

You will shape and execute the sustainable finance product strategy for Commercial Banking, drive the implementation and ongoing management of the financed emissions cap framework, and ensure rigorous product governance with full compliance across the portfolio.

Principal responsibilities

• Act as the team lead in development and execution of the product strategy and multi-year roadmap for sustainable finance offerings in Commercial Banking, including green loans, sustainability-linked loans (SLLs), transition finance facilities, and other ESG-linked credit products tailored to corporate, SME, and priority sectors.
• Ensure ESG product governance & post-approval monitoring to ensure full compliance with global standards.
• Lead end-to-end product lifecycle management — from ideation, business case development, design, internal approval, launch, performance monitoring, periodic review, to enhancement or orderly wind-down.
• Design, effective implementation, maintenance and continuous evolution of the financial emissions (FE) framework. Support FE reporting, ongoing monitoring of FE cap exposure, control effectiveness to ensure full alignment with HSBC Group’s global net-zero targets, internal risk appetite statements and portfolio transition pathways. Execution of governance forum for regular and timely portfolio review, facilitate discussion and management decision making on deal prioritization and/ or limit reallocation to optimize the return and risk at Bank level.
• Integrate FE and climate considerations into credit decisioning, portfolio steering, risk appetite calibration, and capital planning processes in collaboration with Credit Risk and Portfolio Management teams.
• Lead the annual product governance review cycle across the entire sustainable finance portfolio, conducting comprehensive assessments of product design, target market, distribution, performance, risks, client outcomes, and compliance status, and ensuring full compliance with all applicable requirements.
• Identify, escalate, and drive timely remediation of any governance gaps, control weaknesses, or compliance issues; maintain complete product documentation, approval records, and audit trails; and support internal audits and regulatory examinations.
• Ensure all new and existing sustainable finance products undergo appropriate governance approvals and that ongoing monitoring controls remain effective.
• Work collaboratively across functions and teams locally and globally – partner effectively with product sales, coverage, control office, risk – to deliver the best client outcomes while balancing the risk and return to the Bank
• Harness data & technology: Leverage on AI tools to optimize the product governance activities from MI reporting, sampling assessment, on-going post-approval monitoring work for sharper portfolio actions
• Lead, coach, mentor, and develop a team of product managers and/ or specialists in Sustainable Finance Product Management. Foster a high-performance, collaborative, inclusive, and values-driven team culture aligned with HSBC Group standards.
• Set clear objectives and priorities, manage performance effectively, support career development and capability building, and lead talent identification, backfill planning, and succession activities in a dynamic post-acquisition environment.
• Serve as the primary subject matter expert and key point of contact for sustainable finance products within CCM and Commercial Banking; actively contribute to relevant internal governance forums, working groups, and steering committees.
• Monitor regulatory, policy, market, and competitive developments in sustainable finance and climate risk; translate insights into actionable product enhancements or new propositions.

Requirements

• University degree in Finance, Business Administration, Economics, Environmental Science, Sustainability, Engineering, or a related discipline. Postgraduate qualification (Master’s or MBA) or professional certifications (e.g., CFA, FRM, CFA ESG Investing Certificate, GARP Sustainability and Climate Risk (SCR), or equivalent) are highly advantageous.
• Minimum of 8–10 years of relevant experience in banking or financial services, with at least 5 years focused on product management, sustainable finance/ESG product development, or corporate/commercial banking lending products. Proven people management / team leadership experience is essential.
• Demonstrated track record of successfully developing, launching, and managing sustainable finance or ESG-linked credit products in a commercial or corporate banking context.
• Strong understanding of the Hong Kong and regional regulatory environment for sustainable finance, including HKMA expectations on green and sustainable banking, climate risk management, financed emissions, and portfolio alignment.
• Strong people leadership skills with the ability to inspire, develop, and drive high performance in a specialist team while fostering collaboration and accountability.
• Excellent stakeholder management, influencing, and communication skills (written and verbal), with the ability to engage credibly with senior management, cross-functional partners, regulators, and external parties. Experience presenting to executive committees is desirable.
• Strong analytical mindset with the ability to interpret quantitative data (emissions metrics, portfolio analytics) and translate complex regulatory/technical requirements into practical, business-oriented solutions.
• High commercial acumen, strategic thinking, and results orientation, balanced with a robust risk, control, and governance mindset.
• Proven project and change management capabilities; able to manage multiple priorities and deliver cross-functional initiatives to completion under tight timelines.
• Excellent command of English (written and spoken); Cantonese and/or Mandarin language skills are highly desirable for effective engagement in the Hong Kong market.
• Genuine passion for sustainability and the role of finance in enabling the net-zero transition; proactive, adaptable, collaborative, and resilient working style.
• Professional qualifications such as Enhanced Competency Framework (ECF) and/or Certified Banker (CB) under Hong Kong Institute of Bankers (HKIB) would be an advantage

This role offers a unique opportunity to directly shape sustainable finance product strategy and the financed emissions framework at a leading Hong Kong bank, contribute meaningfully to portfolio decarbonization and climate risk management, and grow your leadership career within the HSBC Group.

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Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.

Issued by Hang Seng Bank Limited